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POLICY NO.: CA-FXDD-ICL-81451-1-22-221534503 <br /> <br />ALTA Homeowner’s Policy of Title Insurance (12-2-13) Page 6 <br />Copyright American Land Title Association. All rights reserved. The use of this Form is restricted to ALTA <br />Licensees and ALTA Members in good standing as of the date of use. All other uses are prohibited. Reprinted <br />under license from the American Land Title Association. <br /> <br />25. Your existing improvements (or a replacement or modification made to them after the Policy <br />Date), including lawns, shrubbery or trees, are damaged because of the future exercise of a <br />right to use the surface of the Land for the extraction or development of minerals, water or <br />any other substance, even if those rights are excepted or reserved from the description of the <br />Land or excepted in Schedule B. <br />26. Someone else tries to enforce a discriminatory covenant, condition or restriction that they <br />claim affects Your Title which is based upon race, color, religion, sex, handicap, familial <br />status, or national origin. <br />27. A taxing authority assesses supplemental real estate taxes not previously assessed against <br />the Land for any period before the Policy Date because of construction or a change of <br />ownership or use that occurred before the Policy Date. <br />28. Your neighbor builds any structures after the Policy Date – other than boundary walls or <br />fences – which encroach onto the Land. <br />29. Your Title is unmarketable, which allows someone else to refuse to perform a contract to <br />purchase the Land, lease it or make a Mortgage loan on it. <br />30. Someone else owns an interest in Your Title because a court order invalidates a prior transfer <br />of the title under federal bankruptcy, state insolvency, or similar creditors’ rights laws. <br />31. The residence with the address shown in Schedule A is not located on the Land at the Policy <br />Date. <br />32. The map, if any, attached to this Policy does not show the correct location of the Land <br />according to the Public Records. <br />1927 & 1929 S <br />Hickory St2/12/2025