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* A floor that is below ground level (grade) on all sides is considered a basement even if the floor is used for living purposes, or as an office, garage, <br />workshop, etc. <br />** An "opening" is a permanent opening that allows for the free passage of water automatically in both directions without human intervention. Under the <br />NFIP, a minimum of two openings is required for enclosures or crawlspaces. The openings shall provide a total net area of not less than one square inch <br />for every square foot of area enclosed, excluding any bars, louvers, or other covers of the opening. Alternatively, an Individual Engineered Flood <br />Openings Certification or an Evaluation Report issued by the ICC ES must be submitted to document that the design of the openings will allow for the <br />automatic equalization of hydrostatic flood forces on exterior walls. A window, a door, or a garage door is not considered an opening; openings may be <br />installed in doors. Openings shall be on at least two sides of the enclosed area. If a building has more than one enclosed area, each area must have <br />openings to allow floodwater to directly enter. The bottom of the openings must be no higher than 1.0 foot above the higher of the exterior or interior <br />grade or floor immediately below the opening. For more guidance on openings, see NFIP Technical Bulletin 1. <br />BUILDING DIAGRAMS <br />DIAGRAM 6:DIAGRAM 5: <br />All buildings elevated on piers, posts, piles, columns, or <br />parallel shear walls. No obstructions below the elevated <br />floor. <br />Distinguishing Feature – For all zones, the area below the <br />elevated floor is enclosed, either partially or fully. In A Zones, the <br />partially or fully enclosed area below the elevated floor is with or <br />without openings** present in the walls of the enclosure. Indicate <br />information about enclosure size and openings in Section A - <br />Property Information. <br />All buildings elevated on piers, posts, piles, columns, or <br />parallel shear walls with full or partial enclosure below the <br />elevated floor. <br />Distinguishing Feature – For all zones, the area below the <br />elevated floor is open, with no obstruction to flow of floodwaters <br />(open lattice work and/or insect screening is permissible). <br />Distinguishing Feature – The bottom floor (excluding garage) <br />is at or above ground level (grade) on at least one side.* <br />All split-level buildings (other than slab-on-grade), either <br />detached or row type (e.g., townhouses); with or without <br />attached garage. <br />Distinguishing Feature – The bottom floor (basement or <br />underground garage) is below ground level (grade) on all sides.* <br />All split-level buildings that are slab-on-grade, either <br />detached or row type (e.g., townhouses); with or without <br />attached garage. <br />DIAGRAM 3:DIAGRAM 4: <br />FEMA Form FF-206-FY-22-152 (formerly 086-0-33) (10/22)Page 18 of 19