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Policy Number: UDC -2163525 -CGL -18 <br />Named Insured: MICHAEL RANESES <br />Endorsement Number: 4 <br />Endorsement Effective: February 01, 2018 <br />Hiscox Insurance Company Inc. <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />CANCELLATION PROVISION <br />(14 DAY FULL REFUND) <br />This endorsement modifies insurance provided under the following: <br />COMMERCIAL GENERAL LIABILITY COVERAGE PART <br />All Coverage Parts included in this policy are subject to the following condition: <br />Notwithstanding anything in the "COMMON POLICY <br />CONDITIONS" or any other cancellation provision to <br />the contrary, if the first Named Insured cancels <br />within 14 days of the inception of the policy period <br />shown in the Declarations without there having <br />been: (i) an 'occurrence" that caused `bodily in- <br />jury" or "property damage"; (ii) an offense arising <br />out of your business that caused a "personal and <br />advertising injury"; or (iii) an accident that caused <br />"bodily injury"; then we shall return in full any pre- <br />mium amount actually paid to us. In such event, <br />the effective date of cancellation shall be deemed <br />to be the inception date of the policy period shown <br />in the Declarations. <br />CGL E5408 CW (03/10) <br />Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br />Page 1 of 1 <br />