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(1) The total amount that all such other <br />insurance would pay for the loss in the <br />absence of this insurance; and <br />(2) The total of all deductible and self-insured <br />amounts under all that other insurance. <br />We will share the remaining loss, if any, with <br />any other insurance that is not described in <br />the Excess Insurance provisions and was not <br />bought specifically to apply in excess of the <br />Limits of Insurance shown in the Declarations <br />of this Coverage Part. <br />c. Method of Sharing <br />If all of the other insurance permits <br />contribution by equal shares, we will follow <br />this method also. Under this approach each <br />insurer contributes equal amounts until it has <br />paid its applicable limit of insurance or none <br />of the loss remains, whichever comes first. <br />If any of the other insurance does not permit <br />contribution by equal shares, we will <br />contribute by limits. Under this method, each <br />insurer's share is based on the ratio of its <br />applicable limit of insurance to the total <br />applicable limits of insurance of all insurers. <br />Page 2 of 2 Form HC 24 08 11 84 <br />