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COMMERCIAL AUTO <br />AC 70 05 03 16 <br />ously titled and which you purchased less <br />than 365 days before the date of the "loss". <br />U. PHYSICAL DAMAGE COVERAGE <br />EXTENSIONS <br />Under SECTION III — PHYSICAL DAMAGE <br />COVERAGE, A. Coverage, Coverage Exten- <br />sions, b. Loss of Use Expenses is replaced by <br />the following: <br />b. Loss of Use Expenses <br />For Hired Auto Physical Damage, we will <br />pay expenses for which an "insured" be- <br />comes legally responsible to pay for loss of <br />use of a vehicle rented or hired without a <br />driver, under a written rental contract or <br />agreement. We will pay for loss of use ex- <br />penses if caused by: <br />(1) Other than collision if the Declarations <br />indicate that Comprehensive Coverage <br />Is provided for any covered "auto"; <br />(2) Specified Causes of Loss only if the <br />Declarations indicate that Specified <br />Causes of Loss Coverage is provided <br />for any covered "auto"; or <br />(3) Collision only if the Declarations indicate <br />that Collision Coverage is provided for <br />any covered "auto." <br />However, the most we will pay for any <br />expenses for loss of use is $50 per day, to a <br />maximum of $1,500. The insurance provided <br />by this provision is excess over any other <br />collectible insurance. <br />V. TRANSFER OF RIGHTS OF RECOVERY <br />AGAINST OTHERS TO US <br />The following is added to the Transfer Of Rights <br />Of Recovery Against Others To Us Condition: <br />We waive any right of recovery we may <br />have against any person or organization to <br />the extent required of you by a written con- <br />tract executed prior to any "accident" be- <br />cause of payments we make for damages <br />under this coverage form. <br />W. NOTICE OF AND KNOWLEDGE OF <br />OCCURRENCE <br />SECTION IV — BUSINESS AUTO <br />CONDITIONS, Paragraph A is amended as <br />follows: <br />6. NOTICE OF AND KNOWLEDGE OF <br />OCCURRENCE <br />a. Your obligation in the Duties in the Event <br />of Accident, Claim, Suit or Loss Condi- <br />tion relative to notification requirements <br />applies only when the "accident' or <br />"loss" is known to: <br />(1) You, if you are an individual; <br />(2) A partner, if you are a partnership; <br />(3) A member, if you are a limited liability <br />company; or <br />(4) An executive officer or insurance <br />manager, if you are a corporation. <br />b. Your obligation in the. Duties In the Event <br />of Accident, Claim, Suit or Loss Condition <br />relative to providing us with documents <br />concerning a claim or "suit' will not be <br />considered breached unless the breach <br />occurs after such claim or "suit' is known <br />to: <br />(1) You, if you are an individual; <br />(2) A partner, if you are a partnership; <br />(3) A member, if you are a limited <br />liability company; or <br />(4) An executive officer or insurance <br />manager, if you are a corporation. <br />X. HIRED CAR— COVERAGE TERRITORY <br />Item (5) of the Policy Period, Coverage Territory <br />General Conditions is replaced by the following: <br />(5) Anywhere in the world if a covered "auto" is <br />leased, hired, rented or borrowed without a <br />driver for a period of 30 days or less; and <br />Y. EMERGENCY LOCKOUT <br />We will reimburse you up to $100 for reasonable <br />expense incurred for the services of a locksmith <br />to gain entry into your covered "auto" subject to <br />these provisions: <br />1. Your door key, electronic key or key entry <br />pad has been lost, stolen or locked in your <br />covered "auto" and you are unable to enter <br />such "auto' , or <br />2. Your keyless entry device battery dies and <br />you are unable to enter such "auto' as a re- <br />sult, <br />3. Your key, electronic key or key entry pad <br />has been lost or stolen �pi ° you have <br />changed the lock to p anuauthorize <br />entry; and <br />L <br />....off <br />Page 6 of 7 Includes copyrighted material of Insurance Services Office, Inc <br />with its permission. __4 <br />16 <br />