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(1) That this Insurance be primary, if other insurance Is also primary, we will share with all <br />that other insurance as described in c: below; or <br />(2) The coverage afforded by this Insurance Is primary and non-contributory with the <br />additional insured(s)' own insurance. <br />Paragraphs (1) and (2) do not apply to other insurance to which the additional Insured(s) <br />has been added as an additional Insured or to other Insurance described in paragraph b, <br />below. <br />b. Excess Insurance <br />This Insurance is excess over. <br />1. Any of the other insurance, whether primary, excess, contingent or on any other basis; <br />(a) That Is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for <br />"your work"; <br />(b) That is fire, lightning, or explosion insurance for promises rented to you or temporarily <br />occupied by you with permission of the owner; <br />(c) That Is insurance purchased by you to cover your liability as a tenant for °property <br />damage" to premises temporarily occupied by you with permission of the owner; or <br />(d) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the <br />extent not subject to Exclusion g. of SECTION I — COVERAGE A - BODILY INJURY <br />AND PROPERTY DAMAGE. <br />(e) That is any other insurance available to an additional insureds) under this Endorsement <br />covering liability for damages arising out of the premises or operations, or <br />productscompleted operations, for which the additional Insured(s) has been added as an <br />additional Insured by that other insurance. <br />(1) When this insurance is axes$% we will have no duty under Coverages A or B to defend the <br />additional insured(s) against any "suit" if any other insurer has a duty to defend the <br />additional insured(s) against that "sult". If no other insurer defends, we will undertake to do <br />so, but we will be entitled to the additional insured(s)' rights against all those other insurers., <br />(2) When this insurance is excess over other Insurance, we will pay only our share of the <br />amount of the loss, If any, that exceeds the sum of: <br />(a) The total amount that all such other insurance would pay for the loss in the absence of <br />this insurance; and <br />(b) The total of all deductible and self-insured amounts under all that other Insurance. <br />(3) We will share the remaining loss, if any, with any other insurance that is not described in this <br />Excess Insurance provision and was not bought specifically to apply In excess of the Limits <br />of Insurance shown in the Declarations of this Coverage Part. <br />c. Methods of Sharing <br />If all of the other Insurance available to the additional insured($) permits contribution by equal <br />shares, we will follow this method also. Under this approach each insurer contributes equal <br />amounts until It has paid its applicable limit of Insurance or none of the loss remains, whichever <br />comes first. <br />If any other the other insurance available to the additional insured(s) does not permit contribution <br />by equal shares, we will contribute by limits. Under this method, each insurer's share Is based on <br />the ratio of Its applicable limit of insurance to the total applicable limits of Insurance of all insurers. <br />NIAC E61 1215 Page 2 of 2 <br />MR <br />