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=1.RIUMID <br />If the certificate holder is an ADDITIONAL INSURED, The policy(iesj must be endorsed, A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such end'.orsomant(s). <br />It SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, eertatn policies may <br />require an endorsement A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsament(s). <br />DISCLAIMER <br />This Certificate of Insurance does not constitute a contract between the issuing insuregs), authorized <br />representative or producer, and the certificate holder, nor does it affirmatively or negatively amend, <br />extend oralter the coverage afforded by the policies Listed thereon. <br />