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Services Agreement <br />Prudential Provided by Prudential Retirement <br />Insurance and Annuity Company <br />Terminated Participants <br />Plan Sponsor authorizes Prudential to establish loan repayments by Participants through the Automated <br />Clearing House network through a separate agreement with, and instructions from, each applicable Plan <br />Participant. <br />❑ Convert to ACH <br />❑ Convert to ACH or Coupon <br />Note: For either active or terminated participants, loan conversion from Payroll Deduction or ACH to <br />Coupon could result in a participant fee. <br />LEAVE OF ABSENCE - LOAN SUSPENSIONS AND REAMORTIZATIONS <br />❑ The Plan will allow the original term of the loan to be extended for the period of leave if the original <br />In n n�m In Ince fl��n fvo ,pnrs <br />❑ The Plan will not allow the original term of the loan to be extended for the period of leave if the original <br />loan tens is less than five years. <br />PARTICIPANT ADDRESS CHANGES will be accepted from: <br />❑ Plan Sponsor and/or <br />❑ terminated Participants and beneficiaries <br />PARTICIPANT DEFERRAL RATE CHANGES <br />Frequency at which Prudential will report changes Prudential receives from Participants to the Plan <br />Sponsor: <br />❑ Daily <br />❑ Weekly <br />❑ Bi -Weekly <br />❑ Information available on Plan Sponsor website <br />ELIGIBILITY — PLAN ENTRY <br />Prudential will post a plan entry notification report to the Plan Sponsor Website, as follows: <br />❑ 30 days prior to the employee's earliest plan entry date <br />❑ 45 days prior to the employee's earliest plan entry date <br />❑ 60 days prior to the employee's earliest plan entry date <br />❑ Report not provided <br />18 <br />25D-23 <br />