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(B) No change will affect the amount or terms of any annuity purchased <br />prior to the effective date of such change. <br />(C) Any change to this Agreement may be made without notice to or the <br />consent of any Participant, beneficiary or annuitant. <br />(D) We may, at any time, revise the provisions of this Agreement if the <br />revision is required to comply with Code section 457, or any applicable <br />law or regulation issued by a governmental agency. If required by law, <br />the revision will be retroactive. <br />(E) We may annually review and revise the provisions of this Agreement <br />unless otherwise provided in the Base Agreement or the Investment <br />Addendum (Addenda). We will provide You ninety (90) days advance <br />written notice before We revise the provisions of the Agreement. Upon <br />receiving the advance written notice, You may elect to terminate the <br />Agreement under the provisions of Section 5 and the applicable <br />Investment Addendum. <br />6.10 The laws of the State of Connecticut govern this Agreement except where its provisions <br />may be superseded by the laws of its state of issuance. <br />6.11 The singular includes the plural and the masculine or feminine pronoun includes both the <br />masculine and feminine gender unless the context indicates otherwise. <br />6.12 Two or more duplicate originals of this Agreement constitute one and the same <br />instrument. The entire Agreement between You and Us consists of the Application <br />together with all Investment Addenda and Schedules that We have attached to and made <br />part of this Base Agreement. <br />6.13 If any payment due hereunder by PRIAC is otherwise due to be paid on a date when <br />PRIAC is closed for business, We will make such payment on Our next normal business <br />day. <br />GA -2020 -IA -0805 10 City of Santa Ana - Investment Agreement (specimen).doc <br />25D-51 <br />