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PI -CA -001 (09/15) <br />(4) All reasonable expenses incurred by the "insured" at our request, including actual <br />loss of earnings up to $500 a day because of time off from work. <br />D. Fellow Employee Coverage <br />SECTION II — LIABILITY COVERAGE, B. Exclusions, 5. Fellow Employee is deleted in its <br />entirety and replaced by the following: <br />"Bodily injury" to any fellow "employee" of the "insured" arising out of and in the course of the <br />fellow "employee's" employment or while performing duties related to the conduct of your <br />business. <br />However, this exclusion does not apply to any manager or officer of your company. <br />II. PHYSICAL DAMAGE COVERAGE EXTENSIONS <br />A. Towing <br />SECTION III — PHYSICAL DAMAGE COVERAGE, A. Coverage, 2. Towing is deleted in its <br />entirety and replaced with the following: <br />2. Towing <br />We will pay up to $100 for towing and labor costs incurred each time a covered "auto" is <br />disabled. However, the labor must be performed at the place of disablement. No deductible <br />applies to this enhancement. <br />B. Glass Breakage <br />SECTION III — PHYSICAL DAMAGE COVERAGE, A. Coverage, 3. Glass Breakage — Hitting <br />A Bird Or Animal — Falling Objects Or Missiles is amended by adding the following: <br />No deductible applies to "loss" to glass used in the windshield or windows. <br />C. Transportation Expenses <br />SECTION III — PHYSICAL DAMAGE COVERAGE, A. Coverage, 4. Coverage Extensions, a. <br />Transportation Expenses is deleted in its entirety and replaced with the following: <br />a. Transportation Expenses <br />We will pay up to $100 per day to a maximum of $3,000 for temporary transportation <br />expenses incurred by you because of a "loss" to a covered "auto." We will pay for <br />temporary transportation expenses incurred during the period beginning 48 hours after <br />the "loss" and ending, regardless of the policy's expiration, when the covered "auto" is <br />returned to use or we pay for its "loss." <br />D. Hired Auto Physical Damage — Loss of Use <br />The last sentence of SECTION III — PHYSICAL DAMAGE COVERAGE, A. Coverage, 4. <br />Coverage Extensions, b. Loss of Use Expenses is deleted in its entirety and replaced with the <br />following: <br />However, the most we will pay for any expenses for loss of use is $100 per day, to a <br />maximum of $1,000. <br />© 2015 Philadelphia Page <br />IndemnityInsurance Company <br />Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br />