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$1,000,000 per occurrence, with $2,000,000 in the aggregate. Such insurance shall <br />(a) name the City, its officers, employees, agents, and representatives as additional <br />insured(s); (b) be primary and not contributory with respect to insurance or self- <br />insurance programs maintained by the City; and (c) contain standard separation of <br />insureds provisions. <br />2. Business automobile liability insurance, or equivalent form, with a combined single <br />limit of not less than $1,000,000 per occurrence. Such insurance shall include <br />coverage for owned, hired and non -owned automobiles. <br />3. Worker's Compensation Insurance. In accordance with the provisions of Section <br />3700 of the Labor Code, if subcontractor has any employees, is required to be insured <br />against liability for worker's compensation or to undertake self-insurance. Prior to <br />commencing the performance of the work under this MOU, subcontractor agrees to <br />obtain and maintain any employer's liability insurance with limits not less than <br />$1,000,000 per accident. <br />4. If subcontractor is or employs a licensed professional such as an architect or engineer: <br />Professional liability (errors and omissions) insurance, with a combined single limit <br />of not less than $1,000,000 per claim with $2,000,000 in the aggregate. <br />5. The following requirements apply to the insurance to be provided by subcontractor <br />pursuant to this section: <br />a. Subcontractor shall maintain all insurance required above in full force and <br />effect for the entire period covered by this Agreement. <br />b. Certificates of insurance shall be furnished to the City upon execution of this <br />Agreement and shall be approved by the City. <br />c. Certificates and policies shall state that the policies shall not be canceled or <br />reduced in coverage or changed in any other material aspect without thirty (30) <br />days prior written notice to the City. <br />d. Where the amounts or coverage provided by the certificates of insurance <br />provides coverage greater than those listed by this Agreement, the amounts <br />provided by the certificates of insurance shall be incorporated by reference into <br />the Agreement. <br />6. Subcontractor shall supply City with a fully executed additional insured endorsement. <br />7. If Subcontractor fails or refuses to produce or maintain the insurance required by this <br />section or fails or refuses to furnish the City with required proof that insurance has <br />been procured and is in force and paid for, the City shall have the right, at the City's <br />election, to forthwith terminate this Agreement. Contractor agrees to indemnify the <br />City for any work performed prior to approval of insurance by the City. <br />Page 6 of 8 <br />25E-8 <br />