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IDS Group, Inc. BA8F335897 5/1 /2018 COMMERCIAL AUTO THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY, This endorsement modifies Insurance provided under the following: BUSINESS AUTO COVERAGE FORM GENERAL DESCRIPTION OF COVERAGE — This endorsement broadens coverage, However, coverage for any injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or limited by another endorsement to the Coverage Fart, and these coverage broadening provisions do not apply to the extent that coverage is excluded or limited by such an endorsement, The following listing Is a general cover- age description only. Limitations and exclusions may apply to these coverages, Read all the provisions of this en- dorsement and the rest of your policy carefully to determine rights, duties, and what Is and Is not covered, A. BROAD FORM NAMED INSURED B. BLANKET ADDITIONAL INSURED C. EMPLOYEE HIRED AUTO D. EMPLOYERS AS INSURED E. SUPPLEMENTARY PAYMENTS -- INCREASED LIMITS F. HIRED AUTO -- LIMITED WORLDWIDE COV- ERAGE — INDEMNITY BASIS G. WAIVER OF DEDUCTIBLE -- GLASS PROVISIONS A. BROAD FORM NAMED INSURED The following Is added to Paragraph A.1,, Who Is An Insured, of SECTION II — COVERED AUTOS LIABILITY COVERAGE: Any organization you newly acquire or form dur- ing the policy period over which you maintain 50% or more ownership Interest and that is not separately insured for Business Auto Coverage. Coverage under this provision is afforded only un- til the 180th day after you acquire or form the or- ganization or the end of the policy period, wtllch- ever is earlier. B, BLANKET ADDITIONAL INSURED The following is added to Paragraph c. In A.1., Who Is An Insured, of SECTION 11— COVERED AUTOS LIABILITY COVERAGE: Any person or organization who Is required under a written contract or agreement between you and that person or organization, that Is signed and executed by you before the "bodlly Injury" or "property damage" occurs and that is In effect during the policy period, to be named as an addi- tional Insured Is an "Insured" for Covered Autos Liability Coverage, but only for damages to which H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF USE — INCREASED LIMIT I. PHYSICAL DAMAGE -- TRANSPORTATION EXPENSES - INCREASED LIMIT J. PERSONAL PROPERTY K. AIRBAGS L, NOTICE AND KNOWLEDGE OF ACCIDENT OR LOSS M. BLANKET WAIVER OF SUBROGATION N. UNINTENTIONAL ERRORS OR OMISSIONS this Insurance applies and only to the extent that person or organization qualities as an "Insured" under the Who Is An Insured provision contained in Section 11, C. EMPLOYEE HIRED AUTO 1. The following is added to Paragraph A,1., Who Is An Insured, of SECTION Il -- COW ERED AUTOS LIABILITY COVERAGE: An "employee" of yours Is an "insured" while operating an "auto" hired or rented under a contract or agreement In an "employee's" name, with your permission, while performing duties related to the conduct of your busi- ness. 2. The following replaces Paragraph b, In B.G., Other Insurance, of SECTION IV M BUSI- NESS AUTO CONDITIONS: b. For Hired Auto Physical Damage Cover- age, the following are deemed to be cov- ered "autos" you own: (1) Any covered "auto" you lease, hire, rent or borrow; and (2) Any covered "auto" hired or rented by your "employee" under a contract In an "employee's" name, with your CA T3 63 0215 02oi5 The Travelers Indemnity Company. All rights reserved. Page 1 of 4 includes copyrighted material of Insurance Services office, Ino, with Its permission. REVIE lED BY; EUNICE HEREIIIA {PG10FJ , 45380181 1 18-19 GL-HNOA-UL-WC-PL I Sherry Young 1 11/14/2018 9:55:07 AN (PST) I Page 4 Of 8