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4W Prudential <br />TABLE OF CONTENTS <br />Section 1 <br />Establishment of Trust <br />Section 2 <br />General Duties of the Employer; Indemnification <br />Section 3 <br />Appointment and Duties of Investment Manager <br />Section 4 <br />General Duties of Trustee <br />Section 5 <br />Power and Duties of Trustee with Respect to Trust Fund <br />Section 6 <br />Payment of Taxes <br />Section 7 <br />Disbursement of Trust Funds <br />Section 8 <br />Expenses and Compensation of Trustee <br />Section 9 <br />Expenses of the Plan and Trust Fund <br />Section 10 <br />Accounts of the Trustee <br />Section 11 <br />Resignation, Removal and Substitution of Trustee <br />Section 12 <br />Amendment and Termination of Trust <br />Section 13 <br />Miscellaneous Provisions <br />Exhibit A <br />Schedule of Trust Assets <br />Exhibit B <br />Self -Directed Brokerage Account Application <br />Exhibit C <br />Self -Directed Brokerage Participant Agreement <br />PB&T Trust Agreement <br />2 <br />