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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DVANTAGE FOR AUTOMOBILE This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM The following schedule lists the coverage extensions provided by this endorsement. Refer to the individual provi- .1,u, I to wmn 111110 um QAwul ur yuw I SCHEDULE OF COVERAGE EXTENSIONS 2. Airbag Discharge 13. Fellow Employee Exclusion 3. Auto Theft Reward 14. Glass Repair- Waiver of Deductible 4. Blanket Waiver of Subrogation 15. Hired Auto Physical Damage Coverage 5. Bodily Injury Redefined - Mental Anguish 16. Lease Gap Coverage 6, Broad Form Named Insured 17. Liability Coverage - Supplementary Payments 7. Communications Equipment 18. Newly Formed or Acquired Organizations 8. Diminution in Value 19. Physical Damage -Transportation Expenses 9. Drive Other Car- Executive Officers 20. Rental Reimbursement - Private Passenger 10. Duties In The Event of Accident, Claim, Suit or Loss Vehicles 1. ADDITIONAL INSURED BY CONTRACT The Who Is An Insured provision under SECTION 11- LIABILITY COVERAGE is amended to include as an additional "Insured" any person or organization with whom you agreed In a written contract, written agreement or permit, to provide insurance such as is afforded under this Coverage Form. Such person or organization is an "insured" only with respect to liability for "bodily injury" or "property damage" caused, in whole or in part by your maintenance, operation or use of your covered "autos". With respect to the insurance afforded to these additional "insureds", this insurance does not apply: a. Unless the written contract or agreement has been executed or the permit has been issued prior to the "bodily injury" or "property damage"; b. To any person or organization included as an "insured" by endorsement or in the Declarations; or c. To any lessor of "autos" when their contract or agreement with you for such leased "auto" ends. 2. AIRBAG DISCHARGE If you purchased physical damage coverage for a covered "auto" under this policy, we will pay to reset or re- place an airbag that accidentally discharges without the vehicle being involved in an accident. No deductible applies to this additional coverage. However, this coverage only applies if the airbag is not covered under a manufacturer's warranty and you did not intentionally cause the airbag to discharge. 3. AUTO THEFT REWARD We will pay up to a $2,000 reward in the event of a covered loss, for information leading to the arrest and conviction of anyone stealing a covered "auto". A reward will not be paid to you, a family member, employee or any public official while performing their duty. 4. BLANKET WAIVER OF SUBROGATION The Transfer Of Rights of Recovery Against Others To Us condition under SECTION IV - BUSINESS AUTO CONDITIONS, paragraph A. LOSS CONDITIONS is replaced by the following: We will waive any right of recovery we may have against any person or organization because of payments we make for Injury or damage arising out of the operation of a covered "auto" when Ap ve assumed liability for such "bodily injury" or "property damage" under an "insured contract", provlVhe contract is in iting and executed prior to the "bodily Injury" or "property damage". ��\�' �co,n la 6. BODILY INJURY REDEFINED- MENTAL ANGUISH I -A i ✓ \'_ The definition of "bodily injury" under SECTION V - DEFINITIONS is replaced�jib6�i "Bodily injury" means bodily injury, sickness, or disease sustained \gyp f�ori 11,0401 g mental anguish or death resulting from any of these at any time. VCA 2010109 Includes copynghteo material of Insurance Services Office; 16C. Page 1 of 5 Copyright 2004, Oneaeacon Insurance Croup LLC INSURED