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default has occurred and is continuing, or specifying each such default or event of default of <br />which Landlord or Tenant may have knowledge, it being intended that any such statement may <br />be relied upon by Landlord's or Tenant's Mortgagees, any prospective purchaser of the interest of <br />Landlord or Tenant in their respective premises described herein. <br />16, INDEMNITY: Tenant shall indemnify, defend, and hold harmless Landlord from and <br />against any and all liability, loss, damage, expense, and costs (including attorney's fees) due to <br />bodily injury, including death, to any person, or loss or damage (including loss of use) to any <br />property, caused by the negligence or willful misconduct of Tenant, its employees, <br />representatives, or agents in connection with this Lease. <br />17. INSURANCE: Throughout the Term or any Extension Period, Tenant shall maintain <br />insurance as described below: <br />a. Commercial General Liability Insurance: Commercial general liability <br />insurance for injury to person (including death) or damage to property occurring within the <br />building arising out of the use and occupancy thereof by Tenant, its licensees, employees, <br />invitees, agents and customers. The amounts of insurance shall be not less than the following: <br />single limit coverage applying to bodily and personal injury, including death resulting therefrom, <br />and property damage, in the total amount of $2,000,000 per occurrence and $5,000,000 in the <br />aggregate. Such insurance shall (a) name the City, its officers, employees, agents, volunteers <br />and representatives as additional insured(s); (b) be primary and not contributory with respect to <br />insurance or self-insurance programs maintained by the City; and (c) contain standard separation <br />of insureds provisions. <br />b. Business automobile liability insurance, or equivalent form, with a <br />combined single limit of not less than $5,000,000 per occurrence. Such insurance shall include <br />coverage for owned, hired and non -owned automobiles. <br />C. Worker's Compensation Insurance. In accordance with the provisions of <br />Section 3300 of the Labor Code, Tenant, if Tenant has any employees, is required to be insured <br />against liability for worker's compensation or to undertake self-insurance. Prior to commencing <br />the performance of the work under this Agreement, Tenant agrees to obtain and maintain any <br />employer's liability insurance with limits not less than $1,000,000 per accident. <br />d. Property Insurance. Tenant shall maintain not less than $1,000,000 Fire <br />Legal liability on all real property being leased, including improvements and betterments owned <br />by the Landlord, and shall name the Landlord as a loss payee. Tenant shall also provide fire <br />insurance on all personal property contained within or on the leased premises. The policy must <br />be written on an "all risks" basis, excluding earthquake and flood. The Tenant shall name the <br />Landlord as additional insured. <br />4 <br />20A-8 <br />