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by you under a written agreement with
<br />the owner; or
<br />D. SECTION V - DEFINITIONS, 9. Insured
<br />Contract, item a., is deleted and replaced by
<br />the following:
<br />(a) A contract for a lease of premises.
<br />However, that portion of the contract for
<br />a lease of premises that indemnifies any
<br />person or organization for damage by
<br />fire, explosion, sprinkler leakage, or
<br />lightning to premises while rented to you,
<br />temporarily occupied by you with per-
<br />mission of the owner, or managed by you
<br />under a written agreement with the
<br />owner, is not an insured contract;
<br />9. Damage to Invitees' Automobiles from Falling
<br />Trees or Tree Limbs - Limited Coverage
<br />This coverage applies to direct physical damage to
<br />automobiles owned by invitees subject to all of the
<br />following:
<br />1. Provided such damage originates from trees
<br />on premises owned, managed, leased or rented
<br />by an insured;
<br />2. Coverage applies only to invitees of an in-
<br />sured or an insured's tenant;
<br />3. Such damage is directly caused by wind -dri-
<br />ven falling trees or tree limbs;
<br />4. The most we will pay for any one loss is the
<br />lowest of
<br />a. the actual cash value of the damaged au-
<br />tomobile as of the time of the loss; or
<br />b. the cost of repairing the damaged auto-
<br />mobile; or
<br />C. the cost of replacing the damaged auto-
<br />mobile with another automobile of like
<br />kind and quality.
<br />Regardless of the number of occurrences,
<br />losses or claims, this coverage is subject to a
<br />limit of $25,000 in any one policy period;
<br />5. This coverage is not subject to the General
<br />Liability General Aggregate Limit; and
<br />10. Non -Owned or Chartered Watercraft
<br />SECTION I - COVERAGES, COVERAGE A
<br />BODILY INJURY AND PROPERTY
<br />DAMAGE LIABILITY, 2. Exclusions, item g.
<br />Aircraft, Auto, or Watercraft, item (2), is deleted
<br />and replaced by the following:
<br />(2) A watercraft you do not own that is:
<br />(a) Less than 51 feet long; and
<br />(b) Not being used for public transportation
<br />or as a common carrier;
<br />11. Chartered Aircraft
<br />SECTION I - COVERAGES, COVERAGE A
<br />BODILY INJURY AND PROPERTY DAM-
<br />AGE LIABILITY, 2. Exclusions, g. Aircraft,
<br />Auto Or Watercraft, item (6), is added as follows:
<br />(6) An aircraft in which you have no ownership
<br />interest and that you have chartered with
<br />crew.
<br />12. Coverage Territory- Broadened
<br />SECTION V - DEFINITIONS, item 4.a., is de-
<br />leted and replaced by the following:
<br />a. The United States of America (including its
<br />territories and possessions), Puerto Rico,
<br />Canada, Bermuda, the Bahamas, The Cayman
<br />Islands and the British Virgin Islands;
<br />13. Personal and Advertising Injury- Contractual
<br />Unless personal and advertising injury is excluded
<br />from this policy the following applies:
<br />SECTION I - COVERAGES, COVERAGE B,
<br />2. Exclusions, item e., is deleted.
<br />14. Fellow Employee Coverage
<br />SECTION II - WHO IS AN INSURED, 2.a.,
<br />item (I) is deleted and replaced by the following:
<br />(1) Personal and advertising injury:
<br />However, subsections (a), (b), (c) and (d) of item
<br />(1) remain unchanged.
<br />15. Bodily Injury Definition -Broadened
<br />6. We will make payments under this coverage
<br />without regard to fault.
<br />CG71931-14
<br />Copyright 2013, Fireman's Fund Insurance Company, Novato, CA. All ri r wed.
<br />Includes copyrightetl material of Insurance ServicesG�ce, Inc., with its p ii//n.
<br />SECTION V - DEFINITIONS, 3. Bodily Injury
<br />is deleted and replaced by the following:
<br />Bodily injury means bodily injury, sickness or dis-
<br />ease sustained by a person including death or
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