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<br />HISCOX PR(yo General Liability Coverage Part(Occurrence)
<br />Unsolicited telemarketing 17. based upon or arlsing out of any actual or alleged violation of any federal, state, or local
<br />statutes, ordinances, or regulations relating to unsolicited telemarketing, solickattons,
<br />emails, faxes, text messages, or any other communications of any type or nature, including
<br />but riot limited to the Telephone Consumer Protection Act, CAN-SPAM Act, or any "anti-
<br />spam" or "do -Trot -call" statutes, ordinances, or regulations,
<br />Exclusions S. 12, and 15 of this Section D do not apply to damage by fire to premises while rented to you or temporarily
<br />occupied by you with the owner's permission. However, any payments we make for property damage to such premises will
<br />be subject to the Damage to Premises Limit.
<br />Vll. Definitions The following definitions apply to this Coverage Part. Additional definitions are contained in the
<br />General Terms and Conditions, Section M. Definitions applicable to all Coverage Parts.
<br />Accident means a sudden and unintended event that causes bodily injury to a third party. This definition
<br />applies only to coverage provided under Section I. What is covered, C. Medical payments.
<br />Advertisement means a notice about your goods, products, or services that is published or broadcast to the
<br />general public or a specific marketsegment for the purpose of attracting customers or supporters.
<br />For purposes of this definition:
<br />1. notices that are published include material placed on the Internet or on otherslmllar
<br />electronic means of communication; and
<br />2. with regard to Websites, only that part of the website that is about your goods, products, or
<br />services for the purposes of attracting customers or supporters Is considered an
<br />advertisement.
<br />Auto means:
<br />1. a land motor vehide, trailer, or semitrailer designed for travel on public roads, including any
<br />attached machinery or equipment, or
<br />2. any other land vehide subject to a financial responsibility law or other motor vehicle
<br />Insurance law In the state where it is licensed or principally garaged.
<br />However, auto does not Include mobile equipment.
<br />Biological agents means any:
<br />1. a. bacteria;
<br />b. mildew, mold, or fungi;
<br />C. other microorganisms; or
<br />d. mycotoxins,spores, or other byproducts of any of the foregoing;
<br />2. viruses or other pathogens (whether or not a microorganism); or
<br />3. colony or group of any of the foregoing.
<br />Bodily injury means physical injury, sickness, or disease sustained by a person, including resulting death,
<br />humiliation, mental injury, mental anguish, emotional distress, suffering, or shock, at any time. All
<br />such resulting injury will be deemed to occur at the time of the physical injury, sickness, or
<br />disease that caused It.
<br />Claim means any:
<br />1. written assertion of liability;
<br />2. written demand for damages; or
<br />3. cMl proceeding seeking damages,
<br />for bodily injury, property damage, or personal and advertising Injury to which this Coverage
<br />Part applies. This Includes an arbitration proceeding or any other alternative dispute resolution
<br />proceeding in which such damages are sought and to which you submit with our consent
<br />Includes copydghled mate of In rice
<br />Services Offices, Inc., wi Its per is ion
<br />WCL P0002 CW (10114) Peg. 15 of 19
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