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80A - PRE-LOAN COMMITMENT LACY PROJECT
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80A - PRE-LOAN COMMITMENT LACY PROJECT
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Last modified
1/31/2019 7:23:43 PM
Creation date
1/31/2019 7:12:44 PM
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City Clerk
Doc Type
Agenda Packet
Agency
Community Development
Item #
80A
Date
2/5/2019
Destruction Year
2024
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TABLE 5 <br />AFFORDABLE SALES PRICE CALCULATIONS <br />MODERATE INCOME SALES PRICES <br />LACY STREET PROJECT <br />SANTA ANA, CALIFORNIA <br />Income Available for Housine Expenses <br />Benchmark Household Size <br />Median Household Income <br />Income as % of Median <br />% Income Allotted to Housing Costs <br />Total Income Available for Housing Expenses <br />II. Ongoing Expenses <br />Maintenance Reserve Deposits <br />Annual Utilities Allowance <br />Property Taxes @ 1.12% of Affordable Sales Price <br />Total Ongoing Expenses <br />III. Income Available for Mortgage Debt Service <br />IV. Affordable Sales Prices <br />Supportable Mortgage @ 5.00% Interest Rate <br />Home Buyer Down Payment @ 5.00% of Affordable Price <br />EXHIBIT 2 <br />Moderate Income Sales Prices ' <br />Three -Bedroom Four -Bedroom <br />4 5 <br />$92,700 $100,100 <br />110.00% 110.00% <br />35.00% 35.00% <br />$35,690 $38,539 <br />$3,300 <br />$3,300 <br />z 2,136 <br />2,508 <br />4,680 <br />5,064 <br />$10,116 <br />$10,872 <br />$25,573 $27,667 <br />$397,000 $429,500 <br />20,900 22,600 <br />V. lAffordable Sales Prices $417,900 $452,100 <br />Based on the California Health and Safety Code Section 50052.5 definition. <br />z Based on the utility allowances published by the Santa Ana Housing Authority on January 1, 2019. <br />Prepared by: Keyser Marston Associates, Inc. <br />Filename: Habitat Lacy Street_11819; CC Afford 8 <br />0A-29 <br />
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