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PI-FW-002 (03/09) <br />(1) "Bodily injury," "property damage" or "personal and advertising injury" caused directly <br />or indirectly by the actual, alleged or threatened inhalation of, ingestion of, contact <br />with, exposure to, existence of, or presence of any: <br />(a) "Fungi," "spores," or bacteria; or <br />(b) Substance, vapor or gas produced by or Substance, vapor or gas produced by oror <br />arising out of any "fungi," "spores" or bacteria. <br />(2) Loss, costs or expenses arising out of the abating, testing for, monitoring, cleaning up, <br />removing, containing, treating, detoxifying, neutralizing, remediating or disposing of, or <br />in any way responding to, or assessing the effects of, "fungi," "spores" or bacteria, by <br />any insured or by any other person or entity. <br />(3) For the purposes of this exclusion, the following definitions are added; <br />(a) "Fungi" means any type or form of fungus, including mold or mildew and any <br />mycotoxins, "spores," scents or byproducts produced or released by "fungi." <br />(b) "Spores" means reproductive bodies produced by or arising out of "fungi." <br />This exclusion does not apply to any "fungi," "spores" or bacteria that are on, or are <br />contained in, an edible good or edible product intended for human or animal <br />consumption. <br />Reviewed by <br />�Arrnen Acosta <br />Page 3 of 3 <br />