HASSETT & WILLIS ASSOCIATES, LLC (HWC)-2016 (2)

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2. Applicable ToMedical Expenses Coverage We will not pay expenses for "bodily |njury^: o. Any Insured Toany insured, except "volunteer workens. b. Hired Person Tooperson hired todowork for oronbehalf ofany insured orotenant ofany insured. c. Injury On Normally Occupied Premises To a person injured on that part of premises you own or rent that the person normally occupies. d. Workers' Compensation And Similar Lowy To a person, whether or not an ^emp|oyee^ of any insunad, if benefits for the "bodily injury^ are payable or must be provided under a workers' compensation ordisability benefits law orasimilar law, e. Athletics Activities To o person injured while pnardo|ng, instructing or participating in any physical axano|sas or gomas, sports or cth|ado contests, [ Prod ucb-Comp|etedOperations Hazard Included with the "products -completed operations hazard". g. Business Liability Exclusions Excluded under Business Liability Cover -age. C. WHO IS AN INSURED 1. If you are designated in the Declarations as: a. An individua|, you and your spouse are inxuredx, but only with respect to the conduct ofabusiness ofwhich you are the sole owner. b. A partnership or joint ventuna, you are an insured. Your members, your partners, and their spouses are also insureds, but only with respect tothe conduct ofyour business. c. A limited liability oompuny, you are an insured. Your members are also insureds, but only with respect to the conduct of your business. Your managers are insureds, but only with respect to their duties as your managers. d. An organization other than a partnership, joint venture or limited liability company, you are an insured. Your "executive officers" and directors are insureds, but only with respect to their dudes as your officers or directors. Your stockholders are also insureds, but only with respect totheir liability asstockholders, Page 1Oof24 e. A huot, you are an insured. Your trustees are also |nouredo, but only with respect to their duties aotrustees. 2., Each ofthe following ixalso aninsured: o. Employees And Volunteer Workers Your "volunteer workars" only while performing duties related hzthe conduct of your businass, oryour ^amp|oyaas^. other Uhon either your "executive officers" (if you are on organization other than o partnership, joint venture or ||m|had liability company) or your managers (if you are o limited liability oompony), but only for acts within the scope of their employment by you or while performing duties e|ohad to the conduct ofyour business. Hmwever, none of these "employees" or "volunteer workers" are insureds for: (1) "Bodily injury" or "personal and odvarbs|ng|njury'': (a) To you. to your partners or members (if you are oportnarship orjoint vanhue). hzyour members (if you are o ||mhad ||obi|hy oompony), or to o co -"employee" while in the course of his or her employment or performing duties na|ctad to the conduct of your business. or to your other ^vo|unteer workers" while performing dudes related to the conduct ofYour business; (b) To the spouse, ohi|d, panant, brother or sister of that co - "employee" or that "volunteer worker" as a consequence of Paragraph (1)(a)above� (c) For which there is any obligation to share damages with or repay someone else who must pay damages because o/ the injury described in Paragraphs (1)(a) or (b) above-, or (d) Arising out ofhis orher providing or failing to provide professional health care services. If you are not in the business of providing professional health oana services, Paragraph (d) does not apply to any nurse, emergency medical technician orparamedic employed by you boprovide such services. (2) "Property damage" hoproperty: (a) Owned, Occupied urused by, Form SSOOODO4O5