HASSETT & WILLIS ASSOCIATES, LLC (HWC)-2016 (2)

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This Flaragiaph f. applies separately to you and any additional insured. 21= a. When this policy is certified as proof of financial responsibility for the future Under the provisions of any imotor vehicle financial responsibility law, the insurance provided by the policy for "bodily injury" liability and "property daimage" liability will corTiply with the provisOns of the law to the extent of the coverage and liimits of insurance reClUired by that law. b. With respect to "mobile ecii.iipment" to which this insurance applies, we will provide any liability, i.ininsi.ired motorists, i.inderinsi.ired motorists, no-fai.flt or other coverage required by any motor vehicle law. We will provide the recii.iired limits for those coverages. 4. Legal Action Against Us No person or organization has a right under this Coverage Forim: a. To join us as a party or othenNise bring US into a "SUit" asking for darTiages frorTi an nsured; or b. To sue us on this Coverage Form unless all of its terms have been fully compiled with. A persc.:in or c.:irganizatic.:in may st re t rs to recc.:rver c.:in an agreed settlement or c.:in a final jt idgment against an inst rred; but we will nc.:rt be liable for damages that are nc.:rt payable t inder the terms of this inst rrance or ti,iat are in excess of ti'ie applicable limit of inst rrance, An agreed settlement means a settlement and release of liability signed by us, the inst rred and ti'ie claimant or ti'ie claimant's legal representative. 5. Separation Of Insureds �[::.::xcept with respect to the 1-iMitS of insurance, and any rights or duties specifically assigned in this policy to the first Named insured, this inSUrance applies: a,, As if each Named lrisured were the only Named Insi.ired; and b. Separately to each insured against whom a claim is made or "suit" is brought, 6. Representations a. When You Accept This Policy (3) We have issued this pohcy in reliance upon your representations b. Unintentional Failure To Disclose Hazards If t.inintentionally yot.j shot.ild fail to disclose all hazards relating to the condt.ict of yot.jr business at the inception date of this Coverage fart, we shall not deny any coverage tinder this Coverage fart becat.ise of such failure. 7. Other Insurance If other valid and collectible inst.irance is available for a loss we cover tinder this Coverage fart, ot.jr obligations are limited as follows: a. Primary Insurance This inSUrance is phimary except When b, belCMA/ applies, if other inSUrance is also prii-Tiary, We Will share With all that other insurance by the i-Tiethod described in c. bel00/ b. Excess Insurance This insurance is excess over any of: the other insurance, whether primary, excess, contingent or on any oP,ier basis: (1) Your Work That is Fire, [::.:rxtended Coverage, Builder's Risk, Installation Risk or similar coverage for 'YOUrwork'% (2) Premises Rented To You Tl"iat is fire, ligi,itning or explosion insurance for preimises rented to You or tei-Tiporarily OCCUpied by you wifl,'i perimission of the owner-1 (3) Tenant Liability Fhat is insurance purchased by YOU to cover Your liability as a tenant for property damage" to premises rented to you cirtemporarily occupied by you with permission of the owner; (4) Aircraft, Auto Or Watercraft If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent not subject to Exclusion g. of Section A. Coverages, (5) Property Damage To Borrowed Equipment Or Use Of Elevators By accepting this Policy, YOU agree: if the loss arises out of "property (1) Fhe staterTients in the Declarations damage" to borrowed equipment or are accurate and corTiplete, the use of elevators to the extent not subject to [:.�:AClUsion k. of Section A. - (2) Those statements are based t.jpon representations yot.j made to us-1 and Coverages. Page 16 of 24 Form SS 00 08 04 05