EXHIBIT 1A
<br />GXIDDIT "G"
<br />INSURANCC REQUIREMENTS
<br />1,1 Pronorty Insurance. At all tines during the Tenn of this Lease, Tenant shall procure and maintain, at its sole expense, "All -
<br />Risk" (and at Landlord's option earthquake, earthquake sprinkler leakage and/or Flood) property Insurance, in en amount not less than one hundred
<br />percent ( I o0%) orreplucement cost covering; (a) all Lensehold Improvements (b) all floor and wall coverings; end (c) ail 9'enent's Personal Properly
<br />in or about the Premiscs and Project. The proceeds crouch insurance shall be used for the repair and replacement of the property so Insured, except
<br />that if not so applied or if this Lease is terminated following a casually, die proceeds applicable to the Leasehold Improvements shall be paid to
<br />Land lard and the proceeds applicable to Talent's Personal Property shall be paid to Tenant.
<br />1.2 Business Interruption insurance, At all times during the Tenn of this Losses Tenant shall procure and maintain business
<br />interruption insurance in such amount As will reimburse Tenant for direct or indirect loss of emmings attributable to nil perils insured against in
<br />Section 1.1of(hlsExhibit NTforeperiodofnotlessthantwelve(12)months.
<br />1.3 LaLilitvinsurance.
<br />111 At all times during the Tenn of lhls Lease, Tenant shall procure and maintain, at its sole expense for the protection of
<br />Landlord mid Tenant, commercial general liability insurance applying to the Lisa and occupancy of the Premises and die business operated by Tenant.
<br />Such insurance shall bnvis a minimum combined single limit of liabllily of at least $2,000,000 per occ mmius: and a general aggregate limit of at leas(
<br />$3,000,000. and Tenant shall provide In oddidon excess liability Insurance on a following form basis, with overall limits of at least $5,000,000, All
<br />such policies shall be written to apply to all bodily injury (including death), property damage and personal Injury losses, shall Include blanket
<br />contractual liability, broad fann property damage, independent combromor's coverage, completed operations, products liability, cross liability and
<br />severance of interest clauses, and shall be endorsed to Include Landlord and the Landlord's Additional Insureds as additional insureds.
<br />1.3.2 At all times during the Term of this Leona, Tenant shall procure and maintain, at Its sole expense for the protection of
<br />Landlord and Tenml, primary automobile liability insurance with limits afoul less than $1,000,000 per occurrence covering owned, hired and nan•
<br />owned vehicles used by Tenant
<br />1.33 Prior to the sale, storage, use or giving awoy of alcoholic beverages on or from the Premises by Tenant or another
<br />person, Tenmu, at its own expense, shall obtain a policy at- policies of insurance Issued by a responslbte insurance company and in a form acceptable
<br />to Landlord saving harmless mid protecting Landlord and the Promises against any and all damages, claims, liens, Judgments, expenses and costs,
<br />Including actual anmnays' fees, arising under any present or future law, statute, or ordinance of the State of California or other governmental
<br />outrodty, having jurisdiction of the Premises, by reason of any storage, sale, use or giving away of alcoholic beverages on or from the Promises,
<br />Such policy or policies or insurance shall have a minimum combined single limit of $3,000,000 per oceurno oo and shall apply to bodily injury, fatal
<br />or nonfatal; injury to means of support; and Injury to property of any person, Such policy or policies of insurance shall name the Landlord and its
<br />agents, beneficinvics, partners, employees and any Holder of any Securitylnstrum nit designated by Landlord asadditional insureds,
<br />hd Workers' Cnm en.sadon' Employer's Liability Insurance. Worker's Compensation Insurance. In accordance with the
<br />provisions of Section 3700 of the Labor Code, Tcnoit, If Tenant has any employees, is required to be insured against liability for worker's
<br />compensation Or to undertake self-insurance. Prior to commencing tie performance orthe work under this Agreement, Tenant agrees to obtain and
<br />maintain any employer's liability insurance with limits not less than S 1,000,000 par accident.
<br />2, Poll" Reoulrenients. All Insurance required to be maintained by Tenant shall be issued by insurance eompanles authorized to do
<br />insurance business In the State of California and rated not less than A:X in Dest's Insurance Guide. All such insurance policies shall be written as
<br />primary policies, not excess or contributing with or secondary to any other insurance As may be available to Landlord or to the additional insureds. A
<br />conllticalc ormsumnce (or, at Landlord's option, copies orthe applicable policies) evidencing tic insurance required under this Exhibit "G" shall be
<br />delivered to Landlord not less than thirty (30) days prior to the Commencement pate, No such policy shall be subject to cancellation or modification
<br />without thine (30) days prior written notice to Landlord and to soy Holder orany Security Instrument designated by Lundlord and such policy shall
<br />be endorsed to provide [hill Ilia insurer thereundershall provide Landlord with written notice firmly failure by Tenoutto pay any premium thereunder
<br />When titre card such failure continues for n period Orton (10) days after such date. Tenant shall runnish Landlord with a replacement certificate with
<br />respect to any insurance not less than thirty (30) days prior to the expiration orthe current policy. Tenant shall have Llre right to provide the insurance
<br />required by this 'x 'bi "G;; pursuant to blanket policies, but only If such blanket policies expressly provide coverage to the Premises and the
<br />Landlord as required bytbis Lease withuutregmd to claims made undersuch policies with respect to other persons.
<br />3. lliseelhmeons. Tenant shall not keep, use, sell or offer for sale In or upon die Premises any article which nay ile prohibited by any
<br />insurance policy periodically ill truce covering tic Premises, the Ruildingor the Project. Irony of Landlord's insurance policies shall be cmicelled or
<br />cancellation shall he LhrenLened or the coverage thereunder reduced Orthmntened to be reduced in any way because of the use of tlic Premises or Any
<br />pelt thereof by Tenant or any assignee. sublenan, licensee or invitee or Tenant and, If Tenant fails to rennedy the condition giving rise to such
<br />cnacellaliun, threatened cancellation, reduction orcoverage, or lhrenlened reduction orcoveruge, within 48 hours after notice thereof, Landlord mey.
<br />at its Option, either terminate this Lease or enter upon the Prendsas and nucmpl to renhedy such onndidmi, and 'renunl shall promptly pay the cost
<br />Ihcrcof (0 Landlord as Addilional Rent, Ir Lundlord is unable. or cleats not to remedy such condhion, then Landlord shall Nava all of the comedies
<br />provided tin' in mhla I.easu upon the occurrence of ml Event orpolbuit. 'tenant shall not do or permit to be done any act ar things upon or about the
<br />premises or the Project, snitch will: (it) result in (he assertion of tiny defense by Ilia Insurer to any claim under, (h) invalidate or (a) be in conllleL
<br />with. the insurance policies o1Lnndlurd ur Tehanl. envol'iug the Nuilding. the Premises or lixt res and property therein. or which would Increase the
<br />fade or lira insurance Applicable to the Building or the Project in on amount higher than It otherwise would be; nod Tenant shall neither do nor permit
<br />to be done tiny net Of (fill- upon ur about the Premises ar the Ilullding which shall or might subject Landlord to any liability or responsibility Ibr
<br />Injury to any parson or persons or in prupony. 11'. as a result of any act or omission by or an the part or Tenom of vidinlun orlbis Lease. wliellier or
<br />801 i4'Cirk Cvurvr IL —Chv nf.Swrrn Ann Leave .1 • Lxhibit (i
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