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SA7E37616718CAG Effective 07/01/2018 COMMERCIAL AUTO permission, while performing duties related to the conduct of your busi- ness. However, any "auto" that Is leased, hired, rented or borrowed with a driver is not a covered "auto". D, EMPLOYEES AS INSURED The following is added to Paragraph A.1., Who Is An Insured, of SECTION it — COVERED AUTOS LIABILITY COVERAGE: Any "employee" of yours is an "insured" while us- ing a covered "auto" you don't own, hire or borrow In your business or your personal affairs, E. SUPPLEMENTARY PAYMENTS —INCREASED LIMITS 1, The following replaces Paragraph A.2.a.(2), of SECTION 11— COVERED AUTOS LIABIL- ITY COVERAGE: (2) Up to $3,000 for cost of bail bonds (in- cluding bonds for related traffic law viois- tlons) required because of an "accident" we cover. We do not have to furnish these bonds. 2. The following replaces Paragraph A.2.a.(4), of SECTION II — COVERED AUTOS LIABIL. ITY COVERAGE: (4) All reasonable expenses incurred by the "insured" at our regaest, including actual loss of earnings up to $500 a day be. cause of time off from work. F. HIRED AUTO — LIMITED WORLDWIDE COV- ERAGE — INDEMNITY BASIS The following replaces Subparagraph (5) in Para- graph B.7., Policy Period, Coverage Territory, of SECTION IV — BUSINESS AUTO CONDI- TIONS: (5) Anywhere in the world, except any country or jurisdiction while any trade sanction, em- bargo, or similar regulation imposed by the United States of America applies to and pro- h@Its the transaction of business with or within such country or jurisdiction, for Cow (a) With respect to any claim made or "suit" brought outside the United States of America, the territories and possessions of the United States of America, Puerto Rico and Canada: (q You must arrange to defend the "in. sured" against, and investigate or set- tle any such claim or "suit" and keep us advised of all proceedings and ac- tions. (II) Neither you nor any other Involved "Insured" will make any settlement without our consent. (fit) We may, at our discretion, participate In defending the "Insured" against, or In the settlement of, any claim or "suit". (fv) We will reimburse the "insured" for sums that the "insured" legally must pay as damages because of "bodily Injury" or "property damage" to which this Irsurance applies, that the "in- sured" pays with our consent, but only up to the limit described in Pam - graph C„ Limits Of Insurance, of SECTION II — COVERED AUTOS LIABILITY COVERAGE. (v) We will reimburse the "Insured' for the reasonable expenses incurred with our consent for your investiga- tion of such claims and your defense of the "Insured" against any such "sull", but only up to and included within the limit described in Para- graph C., Limits Of Insurance, or SECTION II — COVERED AUTOS LIABILITY COVERAGE, and not in addition to such limit. Our duty to make such payments ends when we have used up the applicable limit of insurance in payments for damages, settlements or defense expenses. (b) This insurance is excess over any valid and collectible other insurance available 0020 "auto" that you lease, hire, rent or borrow contingent or an any other basis. without a driver for a period of 30 days or less (c) This Insurance is not a substitute for re - and that is not an "auto" you lease, hire, rent or borrow from any of your "employees", qulred or compulso rance in any partners (if you are a partnership), members countryoutside lied States, it r. d (If you are a limited liability company) or stories and salons, Puerto o and members of their households. Canada.( Page 2 of 4 412015 The travelers Indemnity Company. All rights reserved. �,0 J 630215 Includes copyrighted material of Insurance Services dines, Inc. with Its isy t. Cis naaaar pFL