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NONPROFITS _ POLICY NUMBER: 2018-57335 FORM: NIAC-E61 11 17 <br />INSURANCE NAMED INSURED. Thrive Santa Ana Inc, <br />MIRMN AU MCH OF CALIFORNIA <br />A Head far insurance. A Heart far Nonprofits, <br />D. A. With respect to the insurance provided to the additional insured(s), Condition 4. Other Insurance of <br />SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS is replaced by the following: <br />4. Other Insurance <br />a. Primary insurance <br />This insurance is primary if you have agreed in a written contract or written agreement: <br />(1) That this Insurance be primary. If other insurance is also primary, we will share with all that other <br />Insurance as described in c. below; or <br />(2) The coverage afforded by this insurance Is primary and non-contributory with the additional <br />insured(s)' own insurance. <br />Paragraphs (1) and (2) do not apply to other insurance to which the additional Insured(s) has been <br />added as an additional insured or to other insurance described in paragraph b. below. <br />b. Excess Insurance <br />This insurance is excess over: <br />1. Any of the other Insurance, whether primary, excess, contingent or on any other basis: <br />(a) That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for "your <br />work"; <br />(b) That is fire, lightning, or explosion insurance for premises rented to you or temporarily occupied <br />by you with permission of the owner; <br />(c) That Is insurance purchased by you to cover your liability as a tenant for "property damage" to <br />premises temporarily occupied by you with permission of the owner; or <br />(d) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent <br />not subject to Exclusion g, of SECTION I — COVERAGE A — BODILY INJURY AND <br />PROPERTY DAMAGE. <br />(a) Any other insurance available to an additional insured(s) under this Endorsement covering <br />liability for damages which are subject to this endorsement and for which the additional <br />Insured(s) has been added as an additional insured by that other insurance. <br />(1) When this insurance is excess, we will have no duty under Coverages A or B to defend the <br />additional insured(s) against any "suit" if any other insurer has a duty to defend the additional <br />insured(s) against that "suit", if no other Insurer defends, we will undertake to do so, but we will be <br />entitled to the additional Insured(s)' rights against all those other Insurers. <br />(2) When this insurance Is excess over other insurance, we will pay only our shard of the amount of <br />the loss, if any, that exceeds the sum of: <br />(a) The total amount that all such other insurance would pay for the loss in the absence of this <br />Insurance; and <br />(b) The total of all deductible and self -insured amounts under all that other insurance. <br />(3) We will share the remaining loss, if any, with any other Insurance that Is not described In this <br />Excess Insurance provision and was not bought specifically to apply in excess of the Limits of <br />Insurance shown in the Declarations of this Coverage Part. <br />c. Methods of Sharing <br />If all of the other insurance available to the additional insured(s) permits contribution by equal shares, <br />we will follow this method also. Under this approach each insurer contributes equal amounts until it has <br />paid its applicable limit of insurance or none of the loss remains, whichever comes first. <br />If any other the other insurance available to the additional insured(s) does not permit contribution by <br />equal shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio <br />of its applicable limit of insurance to the total applicable limits of insurance of all insurers. <br />NIAC-E61 11 17 Page 2 of 2 <br />