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COMMERCIAL AUTO <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />COMMERCIAL AUTO AMENDMENT <br />This endorsement modifies insurance provided under the following: <br />BUSINESS AUTO COVERAGE FORM <br />The BUSINESS AUTO COVERAGE FORM is amended to include the following clarifications and extensions of <br />coverage. With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless <br />modified by the endorsement. <br />A. BLANKET ADDITIONAL INSURED <br />SECTION Il — LIABILITY COVERAGE, A.I. Who Is <br />An Insured is amended by adding the following: <br />d. Any person or organization who is a party to a <br />written agreement or contract with you In which <br />you agree to provide the type of insurance <br />afforded under this Business Auto coverage <br />Form. <br />This provision applies to claims for "bodily injury" or <br />"property damage" which occur after the execution of <br />any written agreement or contract. <br />S. NEWLY FORMED OR ACQUIRED <br />ORGANIZATIONS <br />SECTION 11— LIABILITY COVERAGE, A.I. Who Is <br />An Insured is amended by adding the following: <br />e. Any organization which you acquire or form after <br />the effective date of this policy in which you <br />maintain ownership or majority interest. However: <br />(1) Coverage under this provision is afforded <br />only up to 180 days after you acquire or form <br />the organization, or to the end of the policy <br />period, whichever is earlier. <br />(2) Any organization you acquire or form will not <br />be considered an "insured" if: <br />(a) The organization is a partnership or a <br />joint Ventura; or <br />(b) That organization 'is covered under other <br />similar insurance. <br />(3) Coverage under this provision does not apply <br />to any claim for "bodily injury" or "property <br />damage" resulting from an "accident" that <br />occurred before you formed or acquired the <br />organization. <br />C. SUBSIDIARIES AS INSUREDS <br />SECTION it -- LIABILITY COVERAGE, A.1. Who Is <br />An Insured is amended by adding the following: <br />f. Any legally incorporated subsidiary in which you <br />own more than 50% of the voting stock on the <br />effective date of this policy. However, "Insured" <br />does not Include any subsidiary that is an <br />"insured" under any other automobile liability <br />policy or was an "insured" under such a policy but <br />for termination of that policy or the exhaustion of <br />the policy's limits of liability. <br />D. COVERAGE EXTENSIONS — SUPPLEMENTARY <br />PAYMENTS <br />SECTION II — LIABILITY COVERAGE, A.2.a. <br />Coverage Extensions, Supplementary Payments <br />(2) and (4) are replaced by the following: <br />(2) Up to $3,000 for the cost of bail bonds <br />(Including bonds for related traffic law <br />violations) required. because of an "accident" <br />we cover. We do not have to furnish these <br />bonds. <br />(4) All reasonable expenses incurred by the <br />"Insured" at our request, including actual loss of <br />earnings up to $350 a day because of time off <br />from work. <br />E. PHYSICAL DAMAGE — TOWING <br />SECTION III — PHYSICAL DAMAGE COVERAGE, <br />A.2. Towing is replaced with the following: <br />We will pay for towing and labor costs incurred, <br />subject to the following: <br />a. Up to $100 each time a covered "auto" of the <br />private passenger type is disabled; or <br />b. Up to $500 each time a covered "auto" other <br />than the private passenger type is disabled. <br />However, the labor must be performed at the place <br />of disablement. <br />F. 'LOCKSMITH SERVICES <br />SECTION III — PHYSICAL DAMAGE COVERAGE, <br />AA. Coverage Extensions is amended by adding the <br />following: <br />We will pay up to $50 per occurrence for necessary <br />locksmith services for keys locked inside a covered <br />private passenger "auto" for which Comprehensive <br />coverage is provided. The deductible is waived for <br />these services. <br />G. PHYSICAL DAMAGE — TRANSPORTATION <br />EXPENSES <br />SECTION III — PHYSICAL DAMAGE COVERAGE, <br />A.4. Coverage Extensions subparagraph a. <br />Transportation Expenses is replaced -by the <br />following: <br />CA7270(7-14) Includes copyrighted material of ISO Properties, Inc. with its permission. <br />I� IG Page 1 of 3 <br />