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EXHIBIT 1 <br />NATIONAL <br />CREDIT <br />REPORTING <br />PROPOSAL <br />BACKGROUND <br />SCREENING SERVICES <br />Respectfully Submitted By: <br />Michael Roebuck <br />National Credit Reporting 6830 <br />Via Del Oro Suite 105 <br />San Jose, CA 95119 <br />Telephone: 800-441-1661, Ext. 175 <br />National <br />Background <br />Information <br />4-13 <br />