4 - NATIONAL CREDIT REPORTING AGREEMENT_2019-07-02

Home Browse Search

EXHIBIT 1 PRODUCTS AND SERVICES PROVIDED As a leader in the tenant screening industry, we know a prospective tenant's background history is the most important indicator of their future behavior in your property. This is why NCR does not just send out instant results that are matched ONLY to the applicants first name and last name as this often leads to a number of "false positive" hits on your applicant's reports. Instant criminal record databases, in particular, often contain a variety of errors. County Criminal Record Search: One of the most complete and accurate criminal background searches is the Physical County Search, in which court collectors physically visit the courts and match criminal records to the personal information provided by your prospective resident. The Physical County Search is available in all areas of the United States. This search ensures that you will receive accurate and comprehensive information regarding your applicant. The turnaround time for the county criminal search is approximately 24 hours. Nationwide Criminal Report: The multi -state database search allows you to access criminal data in all fifty states, simultaneously. However, in some states the completeness of the criminal information is dictated by the availability of the court records, which may not be as complete or as accurate as a physical county search. The Nationwide criminal search automatically searches for nationwide lifetime sex offenders and the nationwide Terrorist database. In addition, NCR offers a statewide index database search, which reflects the case number, file date, and court location associated with the individual's name; the turnaround time for this service is approximately 2 hours. FBI Criminal History Record Information (CHRII: National Credit Reporting can provide a process for Public Housing Agency members to access FBI Criminal records via fingerprint submissions. NCR has solutions to receive rolled fingerprint cards and/or, in designated locations, electronic live scan fingerprint submissions from Public Housing applicants. Upon receipt of rolled prints National Credit Reporting will scan the fingerprint card and electronically submit the request to the FBI. Applicant fingerprints captured at live scan locations will be electronically submitted to National Credit Reporting for transmission to the FBI. NCR will receive electronically transmitted responses, Criminal History Record Information (CHRI), to the fingerprint requests, at our headquarter location. The results are then disseminated to the Authorized Recipient, typically within 24-48 hours. 4-17