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Workers' Compensation insurance as required by the State of California and Employer's Liability Insurance. iv. Professional Liability or Errors and Omissions Liability insurance appropriate to the Agency's profession. Architects' and engineers' coverage is to be endorsed to include contractual liability." d. Minimum Limits of Insurance Agency shall maintain limits no less than: i. General Liability: Including operations, products and completed operations as applicable, $1,000,000 per occurrence for bodily injury, personal injury and property damage. If Commercial General Liability Insurance or other form with a general aggregate limit is used, either the general aggregate limit shall apply separately to the study or location, or the general aggregate limit shall be twice the required occurrence limit. property damage. ii. Automobile Liability: $1,000,000 per accident for bodily injury and iii. Workers' Compensation: Shall be furnished in accordance with statutory requirements of the State of California and shall include Employer's Liability coverage of $1,000,000 per accident for bodily injury or disease. iv. Professional Liability or Errors and Omissions Liability: $1,000,000 per claim, with a $2 million aggregate. e. Deductibles and Self -Insurance Retentions: Any deductibles or self - insured retentions must be declared to and approved by Metropolitan. At the option of Metropolitan, either: the insurer shall reduce or eliminate such deductibles or self -insured retentions as respect to Metropolitan, its officers, officials, employees, agents and volunteers; or the Agency shall provide a financial guarantee satisfactory to Metropolitan guaranteeing payment of losses and related investigations, claim administration and defense expenses. City of Santa Ana 11 Agreement No. 189280 20C-18