INTERWEST CONSULTING GROUP, INC.

Home Browse Search

��8-^U�� U LIABILITY �*�� �*n�'u�mu�u��*�� u��u�� **�pmv��n�� FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what iaand isnot covered. Throughout this policy the words "you"and "your" refer to the Named Insured shown in the Dao|arationo, and any other person or organization qualifying aeaNamed Insured under this policy. The words "we", "us" and "our" refer to the stock insurance company member of The Hartford providing this insurance. The word "insured" means any person or organization qualifying as such under Section |U - Who |eAnInsured. Other words and phrases that appear in quotation marks have special meaning. Refer to Section V - Definitions. SECTION D -COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 1. Insuring Agreement a. We will pay those aunlo that the insured becomes legally obligated topay aadamages because of "bodily injury" or "property damage" to which this insurance applies. We will have the right and duty to defend the insured against any "suit" seeking those damages. Howewer, we will have noduty to defend the insured against any "auit" seeking damages for "bodily injury" or "property damage" to which this insurance does not apply. We may, at our dinonedon, investigate any "000urnenom"and settle any claim or"auit" that may result. But: (1)The amount we will pay for damages is limited aadescribed in Section 0|- UmKe Of Insurance; and (2) Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C. Nuother obligation orliability to pay sums or pe rform ado or services is covered unless (1) The "bodily injury" or"property damage" is caused by an "occurrence" that takes place in the "coverage territory"; (2) The "bodily injury" or "property damage" occurs during the policy period; and (3) Prior tothe policy period, no insured listed under Paragraph 1. of Section |U -VVho Is An Insured and no"emp|oyee"authorized by you to give or receive notice of an "occurrence" or c|aim, knew that the "bodily injury" or "property damoge" had occurred, in whole or in part. If such a listed insured or authorized "employee" knevv, prior to the policy period. that the "bodily injury" or "property damage" ocoumsd, then any oontinuaUon, change or resumption of such "bodily injury" or "property damage" during or after the policy period will bedeemed tohave been known prior tothe policy period. c. "Bodily injury" or "property damage' will be deemed to have been known to have occurred at the earliest time when any insured listed under Paragraph i.ofSection U| - Who Is An Insured or any "employee" authorized by you to give or receive notice of an "occurrence" or claim: (1) Reports all, or any part, of the "bodily injury" or "propehydamage" to us or any other insurer; (3) Receives a written or verbal demand or claim for damages because of the "bodily inju�"or"propm�ydamaQe";or (3) Becomes aware byany other means that "bodily injur/' or "property damage" has occurred orhas begun tooccur. d. Damages because of "bodily injury" include damages claimed by any person or organization for care, |oee of services or death resulting at anytime from the "bodily injury' a. Incidental Medical Malpractice And GooSamaritan Coverage d ' "Bodily injury" arising out of the rendering of explicitly provided for under Supplementary Payments - Coverages Aand B. or failure to render the following health care b. This insurance applies to "bodily injury" and services by any "employee" or "volunteer worker" bedaam "property damage" only if: "occurrence" for: HG 00 010916 @ 2016The Hartford