DR. SCOTT WELDY, DBA SERRANO ANIMAL AND BIRD HOSPITAL

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4. Blanket Waiver of Subrogation Section II - Liability Coverage, Part K. Liability and Medical Payments General Conditions, is amended to include: 6. Transfer of Rights of Recovery Against Oth- ers to us and Blanket Waiver of Subrogation a. If the insured has rights to recover all or part of any payment we have made under this Coverage Part, those rights are transferred to us. The insured must do nothing after loss to impair those rights. At our request, the insured will bring suit or transfer those rights to us and help us enforce them. b. If required by a written insured contract, we waive any right of recovery we may have against any person or organization because of payments we make for injury or damage arising out of your operations or your work for that person or organ- ization. 5. Broadened Named Insured before you acquired or formed the or- ganization; (c) Coverage C does not apply to personal injury or advertising injury arising out of an offense committed before you ac- quired or formed the organization. 6. Medical Payments Unless Coverage D. Medical Payments is excluded from this policy: A. Section II - Liability Coverage, Part H. Ex- clusions, Item 2.f. is replaced with: f. Included within the products -completed operations hazard. However, this exclu- sion does not apply to expenses for den- tal services. B. Section II - Liability Coverage, Part G. Cov- erage, Item 2., is amended to include: c. Coverage D. Medical Payments is pri- mary and not contributing with any other insurance, even if that other insur- ance is primary also. Section II - Liability Coverage, Part I. Who Is An 7. Tenant's Legal Liability Insured, Item 4•. is replaced with: 4. All of your subsidiaries, companies, corpo- A. Section III - Liability Coverage, Part J. Li- ability and Medical Payments Limits of In - rations, firms, or organizations, as now or surance, Item 3. is replaced with: hereafter constituted, qualify as Named In- sured under this policy i£ 3. The most we will pay under Coverage C (a) you have the responsibility of placing in- - Liability for damages because of prop- surance for each such entity; and erty damage to premises while rented to you, temporarily occupied by you with (b) coverage for the entity is not otherwise the permission of the owner, or managed more specifically provided; and by you under a written agreement with the owner: (c) the entity is incorporated or organized under the laws of the United States of a. arising out of any Covered Cause of America. Loss shall be the greater of: But each entity is insured only while you (1) $1,000,000; or own, during the policy period, a controlling (2) The Tenant's Legal Liability interest in such entity of greater than 50% of limit shown in the Declarations. the stock or assets. However: 8. Chartered Aircraft (a) Coverage under this provision is afforded only until the end of the policy period, Section II - Liability Coverage, Coverage C, Part or the 12 month anniversary of the policy H. Exclusions, Item l.g. is amended to include: inception date, whichever is earlier; (5) An aircraft in which you have no ownership (b) Coverage C does not apply to bodily in- interest and that you have chartered with jury or property damage that occurred crew. AB9189 8-07 Page 3 of 6