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BUSINESS LIABILITY COVFRAOE FORM
<br />2. Applicable To Medical Expenses Coverage
<br />We will not pay expenses for "bodily Injury":
<br />a. Any Insured
<br />To any insured, except "volunteer workers",
<br />b. Hired Person
<br />To a person hired to do work for or an bohnIf
<br />of arty Insured or a tonant of any insured.
<br />c. Injury On Normally Occupied Promises
<br />To a person injured on that part of
<br />promises you own or rant that the person
<br />normally Ocouples.
<br />d. Workers' Compensation Arid Similar
<br />Laws
<br />To a person, whether or not an
<br />"employee" of any Insured, If benefits for
<br />the "bodily injury' are payable or norrat be
<br />provided Under a workers' componstation
<br />or disability benefits law or a similar low,
<br />tt. Athletics Activities
<br />To a person injured while practicing,
<br />Instructing or participating in any physical
<br />exercises or games, sports or athletic
<br />contests.
<br />I, Products -Completed Operations Hazard
<br />Included with the "products -completed
<br />operations hazard".
<br />9, Ousiness Liability Exclusbris
<br />Excluded Linder Business Liability G*Overage,
<br />C. WHO IS AN INSURED
<br />1, If you are designated in the Docharations as:
<br />a. An individual, YOU clad your SPOUSO are
<br />Insurads, but only with respect to the
<br />conduct of a business of which you are the
<br />sole owner.
<br />b, A partnership or joint venture, you ore an
<br />insured, YQLAr members, your partners, and
<br />their spouses are also Insureds, but only with
<br />mspectto the conduct of your business.
<br />c. A limited liability company, you are an
<br />insured, Your member,, are also Insureds,
<br />but only with respect to the conduct of your
<br />business. Your managers are Insureds, but
<br />only with respect to their duties as your
<br />managers.
<br />d. An organization other than a partnership,
<br />joint venture or limited liability company, you
<br />are art Insured, Your'"executive officers" and
<br />directors are Insureds, but only with respect
<br />to their duties as your officers or directors.
<br />Your stockholders are also Insureds, but only
<br />with arispe I to In liability as stockholders.
<br />I page U of AIL q Ijjjj I�,J
<br />a. A trust, YOU are an insured. Your trustees
<br />are also Insureds, but only with respect to
<br />their duties as trustees.
<br />2. Each of the following Is also an insured:
<br />a. Employees And Volunteer Workers
<br />Your "volunteer workers" only while
<br />performing duties related to the conduct of
<br />your business, or your "eiriplayees", other
<br />than other your 'executive officers" (it you
<br />are on organization other than a
<br />partnership, joint ventufro or limited liability
<br />COMPOrry) Or Your managers (if YOU are a
<br />limited liability company), but only for acts
<br />within the scope of their employment by
<br />you or while performing duties related to
<br />the conduct Of YQUI'13081nas,
<br />I-lowever, none of these "employees" or
<br />"volunteer workers" are Insuracisfor:
<br />(1) "Bodily injury" or "personal and
<br />advertising Injury":
<br />(a) To you, to your partners or
<br />members (if you are a partnership
<br />or joint venture), to your members
<br />(if you are a limited liability
<br />company), or to a co -"employee"
<br />while in the course of his or her
<br />employment or performing duties
<br />telaterl to the conduct of youi
<br />business, or to your other
<br />,voluntoor workers" while
<br />performing duties related to the
<br />Conduct Of your business;
<br />(b) To the spouse, child, parent,
<br />brother or sister of that co-
<br />""employee" or that "volunteer
<br />worker" as a consequence of
<br />Paragraph (1)(i) above;
<br />(c) For which there is any ohligatlori
<br />to share damages with or repay
<br />oorneorro also who must pay
<br />damages because of the injury
<br />described in Paragraphs (1)(a) or
<br />(b) above; or
<br />(d) Arising out of his or her providing
<br />or foiling to provide professional
<br />health care services.
<br />If you are not in the business of
<br />providing professional health care
<br />services, Paragraph (d) does not apply
<br />to any nurse, emergency medical
<br />technician or paramedic employed by
<br />you to provide such services,
<br />(2) "Property darnage" to property:
<br />(a) Owned, occupied or used by,
<br />rorat SS 00 08 04 05
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