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BUSINESS LIABILITY COVERAGE FORM <br />(1) That Indemnifies an architect, <br />engineer Or Surveyor for injury or <br />carnage arising out of: <br />(a) Preparing, approving or failing to <br />prepare or approve maps, shop <br />drawings, opinions, reports, <br />surveys, field orders, change <br />orders, designs or drawings and <br />specifications; or <br />(b) Giving directions or Instructions, <br />or failing to give them, if that is the <br />primary cause of the Injury or <br />damage; or <br />(2) Under which the Insured, if art <br />architect, engineer or surveyor, <br />assumes liability for an Injury or <br />damage arising out of the insured's <br />rendering or fallire, to render <br />professional services, Including those <br />listed In (1) above and supervisory, <br />Inspection, architectural or <br />engineering activities. <br />13. "Leased worker" means a person leased to <br />you by a labor leasing firm under an <br />agreement between you and the labor leasing <br />firm, to perform duties related to the conduct of <br />your business, "Leased worker" does not <br />include -a "temporary worker", <br />14. "Loading or unloading" means the handling of <br />property; <br />a, After it Is moved from the place where It Is <br />accepted for movement into or onto an <br />aircraft, watercraffor "auto"; <br />le, While it is in or on an aircraft, watercraft or <br />"auto"; or <br />a. While It Is being moved from an aircraft, <br />watercraft or "auto" to the place where it is <br />finally delivered; <br />but "'loading or unloading" does not include the <br />movement of property by means of a mechanical <br />device, other than a hand truck, that is not <br />attached In [tie aircraft, writeroraft or "auto". <br />I 'Mobile equipment" means any of the following <br />types of fund vehicles, including any attached <br />machinery or equipment: <br />a. Bulldozers, farm machinery, forklifts and <br />other vehicles designed for use principally <br />off public roads; <br />lb. Vehicles maintained for use solely on or <br />next to premises YOU own or rent; <br />c. Vehicles that travel on crawler treads; <br />cl. Vahloles, whether self-propelled or not, on <br />which are permanently mounted: <br />Page 22 of 24 <br />(1) Power cranes, shovels, leaders, <br />diggers or drills; or <br />(2) Road construction or resurfacing <br />equipment such as graders, scrapers <br />or rollers; <br />a. Vehicles not described in a., le., c., or d. <br />above that are not self-propelled and are <br />maintained primarily to provide mobility In <br />permanently attached equipment Of the <br />Following types: <br />(1) Air compressors, pumps and <br />generators, Including spraying, <br />welding, building cleaning, <br />geophysical exploration, lighting and <br />well servicing equipment, or <br />(2) Cherry pickers and similar devices <br />used to raise or lower workers: <br />f. Vehicles not described In a., lf., a., or tll, <br />above maintained primarily for purposes <br />other than the transportation of persons or <br />cargo. <br />However, self-propelled vehicles With the <br />following types of permanently attached <br />equipment are not "mobile equipment' but <br />will be considered "autos": <br />(1) Equipment, of at least 1,000 pounds <br />gross vehicle weight, designed <br />primarily for <br />(a) Snow removal; <br />(b) Road maintenance, but not <br />construction or resurfacing; or <br />(c) Street olorming; <br />(2) Cherry pickers and similar devices <br />mounted on automobile or truck <br />chassis and used to raise or lower <br />workers; and <br />(3) Air compressors, Pumps Rod <br />gonomfors, including spraying, <br />welding, building cleaning, <br />geophysical exploration, lighting and <br />well servicing equipment. <br />16. "Occurrence" means an accident, including <br />continuous or repeated exposure to substantially <br />the same general harmful conditions, <br />17. "Personal and advertising injury" means injury, <br />Including consequential "bodily Injury", arising <br />out of one or more of the following offenses: <br />a. False arrest, detention or Imprisonment; <br />le, Nallanive prosecution; <br />� q4 <br />Form -58 00 08 0405 <br />