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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CALIFORNIA CHANGES This endorsement modifies insurance provided under the following: COMMON POLICY CONDITIONS SPECIAL PROPERTY COVERAGE FORM STANDARD PROPERTY COVERAGE FORM BUSINESS LIABILITY COVERAGE FORM EMPLOYMENT PRACTICES LIABILITY COVERAGE FORM A. Paragraphs 2. and 3. of the Cancellation Common (b) You or your representative in Policy Condition are replaced by the following: pursuing a claim under this policy. 2. All Policies in Effect for 60 Days Or Less: (3) A judgment by a court or an If this policy has been in effect for 60 days or administrative tribunal that you have less, and is not a renewal of a policy we have violated a California or Federal law, previously issued, we may cancel this policy by having as one of its necessary elements mailing or delivering to the frst Named Insured an act which materially increases any of at the mailing address shown in the policy and to the risks insured against. the producer of record, advance written notice of (4) Discovery of willful or grossly negligent cancellation, stating the reason for cancellation, acts or omissions, or of any violations of at least: state laws or regulations establishing a. 10 days before the effective date of safety standards, by you or your cancellation if we cancel For: representative, which materially increase (1) Nonpayment of premium; or any of the risks insured against. (2) Discovery of fraud or material (5) Failure by you or your representative to misrepresentation by implement reasonable loss control requirements, agreed to by you as a (a) Any insured or his or her condition of policy issuance, or which representative in obtaining this were conditions precedent to our use of insurance; or a particular rate or rating plan, if that (b) You or your representative in failure materially increases any of the pursuing a claim under this policy. risks insured against. b. 30 days before the effective date of (6) A determination by the Commissioner of cancellation if we cancel for any other reason. Insurance that the: 3. All Policies in Effect For More Than 60 Days (a) Loss of, or changes in, our a. If this policy has been in effect for more than reinsurance covering all or part of 60 days, or is a renewal of a policy we the risk would threaten our financial issued, we may cancel this policy only upon integrity or solvency; or the occurrence, after the effective date of (b) Continuation of the policy coverage the policy, of one or more of the following, or would: as permitted under applicable California law: i. Place us in violation of (1) Nonpayment of premium, including California law or the laws of the payment due on a prior policy we issued state where we are domiciled; and due during the current policy term or covering the same risks. ii. Threaten our solvency. (2) Discovery of fraud or material (7) A change by you or your representative misrepresentation by. in the activities or property of the (a) Any insured or his or her commercial or industrial enterprise, representative in obtaining this REVIEWE 0A' W '� materially added, insurance; or By Risk M , Q5i� ed risk, unless the Form SS 01 21 03 17 1SEP 2 4 20 9 Pagel of 4 © 2017, The Hartfo I r O[] AA �� FRANC:INE R. VILLAREAL