MOX9181*111011
<br />4. Other Insurance
<br />If valid and collectible other insurance is available to
<br />the insured for a loss we cover Linder Coverages A
<br />or B of this Coverage Part, our obligations are
<br />limited as described in Paragraphs a. and b. below.
<br />As used anywhere in this Coverage Part, other
<br />insurance means insurance, or the funding of
<br />losses, that is provided by, through or on behalf of:
<br />(I) Another insurance company;
<br />(H) Us or any of our affiliated insurance companies,
<br />except when the Non cumulation of Each
<br />Occurrence Limit provision of Paragraph 5. of
<br />Section III — Limits Of Insurance or the Non
<br />cumulation of Personal and Advertising Injury
<br />Limit provision of Paragraph 4. of Section III —
<br />Limits of Insurance applies because the
<br />Amendment — Non Cumulafion Of Each
<br />Occurrence Limit Of Liability And Non
<br />Cumulation Of Personal And Advertising Injury
<br />Limit endorsement is included in this policy;
<br />(iii) Any risk retention group-, or
<br />(iv)Any self-insurance method or program, in
<br />which case the insured will be deemed to be
<br />the provider of other insurance.
<br />Other insurance does not include umbrella
<br />insurance, or excess insurance, that was bought
<br />specifically to apply in excess of the Limits of
<br />Insurance shown in the Declarations of this
<br />Coverage Part,
<br />As used anywhere in this Coverage Part, other
<br />insurer means a provider of other insurance. As
<br />used in Paragraph c. below, insurer means a
<br />provider of insurance.
<br />a. Primary Insurance
<br />This Insurance is, primary except when
<br />Paragraph b, below applies. If this insurance is
<br />primary, our obligations are not affected unless
<br />any of the other insurance is also primary.
<br />Then, we will share with at that other insurance
<br />by the method described in Paragraph c. below,
<br />except when Paragraph d. below applies,
<br />b. Excess Insurance
<br />(1) This insurance is excess over:
<br />(a) Any of the other insurance, whether
<br />primary, excess, contingent or on any
<br />other basis:
<br />(I) That is Fire, Extended Coverage,
<br />Builder's Risk, Installation Risk or
<br />similar coverage for "your work"-,
<br />COMMERCIAL GENERAL LIABILITY
<br />(i i) That is insurance for "Premises
<br />damage";
<br />(iii) If the loss arises out of the
<br />maintenance or use of aircraft,
<br />,"autos"" or watercraft to the extent
<br />not subject to any exclusion in this
<br />Coverage Part that applies to
<br />aircraft, "autos" or watercraft;
<br />(iv) That is insurance available to a
<br />premises owner, manager or
<br />lessor that qualifies as an insured
<br />under Paragraph 4. of Section It —
<br />Who Is An Insured, except when
<br />Paragraph d. below applies; or
<br />(v) That is insurance available to an
<br />equipment lessor that qualifies as
<br />an insured under Paragraph 5. of
<br />Section 11 — Who Is An Insured,
<br />except when Paragraph d. below
<br />applies.
<br />(b) Any of the other insurance, whether
<br />primary, excess, contingent or on any
<br />other basis, that is available to the
<br />insured when the insured is an
<br />additional insured, or is any other
<br />insured that does not qualify as a
<br />named insured, Linder such, other
<br />insurance.
<br />(2) When this insurance is excess, we will
<br />have no duty, under Coverages A or B to
<br />defend the Insured against any "suit" if any
<br />other insurer has a duty to defend the
<br />insured against that "suit",, If no other
<br />insurer defends, we will undertake to do so,
<br />but we will be entitled to the insured's rights
<br />against all those other insurers.
<br />(3,) When this insurance is excess over other
<br />insurance, we will pay only our share of the
<br />amount of the loss, if any, that exceeds the
<br />sum of:
<br />(a) The total amount that all such other
<br />insurance would pay for the loss in the
<br />absence of this insurance; and
<br />(b) The total of all deductible and self -
<br />insured amounts under all that other
<br />insurance.
<br />(4) We will share the remaining loss, if any,
<br />with any other insurance that is not
<br />described in this Excess Insurance
<br />provision and was not bought specifically to
<br />apply in excess of the Limits of Insurance
<br />shown in the Declarations of this Coverage
<br />Pall. REVIEWED & APPROVED
<br />By RiskMANAC�EMENT DivkioN
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