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United A encies Inc. <br />301 E. Colorado Blvd., Ste. 200 • Pasadena, CA 91101-1922 <br />P.O. Box 7139 • Pasadena, CA 91109-7139 <br />www.unitedegencies.com • CA License #0252636 <br />INSURANCE POLICY CANCELLATION PROVISIONS <br />THE "COMMON POLICY CONDITIONS" SECTION OF ALL COMMERCIAL INSURANCE <br />POLICIES STATE THAT THE INSURANCE COMPANY WILL CANCEL THE POLICY BY <br />GIVING WRITTEN NOTICE TO THE "FIRST NAMED INSURED" 10 DAYS BEFORE THE <br />EFFECTIVE DATE OF CANCELLATION FOR NONPAYMENT OF PREMIUM AND 30 <br />DAYS BEFORE THE EFFECTIVE DATE OF CANCELLATION FOR ANY OTHER <br />REASON. ALSO, THE "FIRST NAMED INSURED" HAS THE RIGHT TO CANCEL THE <br />POLICY IN WRITING AT ANYTIME WITH NO FURTHER NOTICE OF CANCELLATION. <br />THE INSURANCE COMPANY DOES NOT GIVE NOTICE OF CANCELLATION TO ANY <br />OTHER "NAMED INSURED" OR TO ANY "ADDITIONAL INSUREDS." <br />CANCELLATION PROVISIONS IN A POLICY CANNOT BE ALTERED BY AN <br />INSURANCE AGENT BECAUSE THEY ARE PART OF A LEGAL CONTRACT BETWEEN <br />THE INSURANCE COMPANY AND THE INSURED. FURTHERMORE, POLICY FORMS <br />MUST BE APPROVED BY THE STATE DEPARTMENT OF INSURANCE. <br />THE CERTIFICATE OF INSURANCE ON AN ACCORD FORM 25 STATES THAT THE <br />CERTIFICATE CANNOT AMEND, ALTER, OR EXTEND THE COVERAGE IN THE <br />INSURANCE POLICY. THAT IS WHY THE CANCELLATION PROVISIONS ON THE <br />CURRENT INSURANCE CERTIFICATE STATE THAT CANCELLATION "NOTICE WILL <br />BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS." <br />REVIEWED & APPROVED <br />By Risk MANAGEMENT DIVISION <br />OCT 012019 <br />FRANCINE R. VILLAREAL <br />51383140 1 18-19 GL, Auto, Umb, 19-20 WC I Brigitte Leber 19/26/2019 7:51:27 AM (PDT) I Page 5 of 13 <br />Vn-yar I;ziL- riirith Vo.—iirityi <br />