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(13) Arising out of a violation of any anti-
<br />trust law;
<br />(14) Arising out of the Fluctuation in price or
<br />value of any stocks, bonds or other
<br />securities; or
<br />(15) Arising out of discrimination or
<br />humiliation committed by or at the
<br />direction of any "executive officer,
<br />director, stockholder, partner or
<br />member of the insured.
<br />q. Electronic Data
<br />Damages arising out of the loss of, loss of
<br />use of, damage to, corruption of, inability
<br />to access, or inability to manipulate
<br />"electronic data".
<br />r. Employment -Related Practices
<br />"Bodily injury" or "personal and advertising
<br />injury" to:
<br />(1) A person arising out of any:
<br />(a) Refusal to employ that person;
<br />(b) Termination of that person's
<br />employment; or
<br />(c) Employment -related practices,
<br />policies, acts or omissions, such as
<br />coercion, demotion, evaluation,
<br />reassignment, discipline,
<br />defamation, harassment, humiliation
<br />or discrimination directed at that
<br />person; or
<br />(2) The spouse, child, parent, brother or
<br />sister of that person as a
<br />consequence of "bodily Injury" or
<br />"personal and advertising injury" to the
<br />person at whom any of the
<br />employment -related practices
<br />described In Paragraphs (a), (b), or (c)
<br />above is directed.
<br />This exclusion applies:
<br />(1) Whether the insured may be liable as
<br />an employer or in any other capacity;
<br />and
<br />(2) To any obligation to share damages
<br />with or repay someone else who must
<br />pay damages because of the Injury.
<br />s. Asbestos
<br />(1) "Bodily injury", "property damage" or
<br />"personal and advertising injury"
<br />arising out of the "asbestos hazard".
<br />(2) Any damages, judgments, settlements,
<br />loss, costs or expenses that:
<br />Form SS 00 08 04 05
<br />BUSINESS LIABILITY COVERAGE FORM
<br />(a) May be awarded or incurred by
<br />reason of any claim or suit
<br />alleging actual or threatened injury
<br />or damage of any nature or kind to
<br />persons or property which would
<br />not have occurred in whole or in
<br />part but for the "asbestos hazard";
<br />(b) Arise out of any request, demand,
<br />order or statutory or regulatory
<br />requirement that any insured or
<br />others test for, monitor, clean up,
<br />remove, encapsulate, contain,
<br />treat, detoxify or neutralize or in
<br />any way respond to or assess the
<br />effects of an 'asbestos hazard"; or
<br />(c) Arise out of any claim or suit for
<br />damages because of testing for,
<br />monitoring, cleaning up, removing,
<br />encapsulating, containing, treating,
<br />detoxifying or neutralizing or in any
<br />way responding to or assessing the
<br />effects of an "asbestos hazard".
<br />t Violation Of Statutes That Govern E-
<br />Mails, Fax, Phone Calls Or Other
<br />Methods Of Sending Material Or
<br />Information
<br />"Bodily injury", "property damage", or
<br />"personal and advertising injury" arising
<br />directly or indirectly out of any action or
<br />omission that violates or is alleged to
<br />violate:
<br />(1) The Telephone Consumer Protection
<br />Act (TCPA), including any amendment
<br />of or addition to such law;
<br />(2) The CAN-SPAM Act of 2003, including
<br />any amendment of or addition to such
<br />law, or
<br />(3) Any statute, ordinance or regulation,
<br />other than the TCPA or CAN-SPAM Act
<br />of 2003, that prohibits or limits the
<br />sending, transmitting, communicating or
<br />distribution of material or information.
<br />Damage To Premises Rented To You —
<br />Exception For Damage By Fire, Lightning
<br />or Explosion
<br />Exclusions c. through h. and k. through o. do
<br />not apply to damage by fire, lightning or
<br />explosion to premises rented to you or
<br />temporarily occupied by you with permission of
<br />the owner. A separate Limit of Insurance
<br />apples to this coverage as described in
<br />Section D. - Liability And Medical Expenses
<br />Limits Of Insurance.
<br />Page 9 of 24
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