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2. Fonn CA0020 (if attached to this policy), Section 11 - Covered Autos liability Coverage, A. Coverage, 1, Who Is An Insured, item b.(2) is deleted, and F. is added as follows; f. Your employee or agent while using with your permission his owned private passenger type auto, or A private passenger type auto owned by a member of his or hor household, in your business or your personal affairs, provided you do not own, hire or borrow that auto. C. Additional iitswred Coverage and Waiver of Subrogation I. Form CA0001 (if attached to this policy), Suction 11 - Covered Autos Liability Coverage, A. Coverage, I. Who Is An Insured, the following is added as item e.; and form CA0020 (if attached to this policy), Section 11 - Covered Antos Liability Coverage, A. Coverage, I. Who Is An Insured; the following is added as item g.: Any parson or organization with respect to the operation, maintenance, or use, of a covered auto, provided that you and such person or organizalion have agreed under an expressed provision in a written insured contract or written agreement, or a written permit issued to you by a governmental or public authority, to add such person, organization, or governmental or public authority to this policy as an insured However, such person or organization is an insured (1) Only with respcot to the operation, maintenance, or use, of a covered auto; and (2) Only for bodily injury or property damage caused by an accident which lakes place after. (a) You executed the insured contract or written agrccnient; or (b) The permil has been issued to you. 2. Form CA0001 (if attached to this policy), Section IV - linsiness Auto Conditions, A. Loss Conditions, item 5.; and form CA0020 (if attached to this policy), Section V - Motor Carrier Conditions, A. Loss Condi- tions, item G.; the following is added: Waiver of Subrogation If required by a: a, Written insured contract or written agreement executed prior to the accident; or b. Written permit issued to you by a governmental or public atuhority prior to die accident; we waive any right of recovery we may have against any person or organization named in such contract, agreement or permit, because of payments we make for injury or damage arising out of n covcrtd auto. D. Auto Medical Payments - increased Limit For each covered auto ctescribcd in the .Declarations or shown in the Schedule as having Auto Medical Pay- meus Coverage, the Medical Payments Limit of Insurance for those mttos is revised to the greater of L $5,000; or 2. The limit shown in the Declarations. E Hired Auto Physical Damage Coverage and loss of Use Expenses REVIEWED & APPROVED Hired Auto Physical Damage Cove age By Risk MANi!kgCMENT DIVISION If Physical Damage Coverage is provided by this policy on your owne I c Pi d tNdt ry�}i. following applies: CA701810-14R Copyright 452014AIIlanz Global Risks US Insurance Company. All rights reserved. V _.,. I'alge 2 of a) FRANCINE R. VILLAREAL