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IMIP APFRF I INSURANCE' <br />COMMERCIAL AUTO <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />ENHANCER PLUS ENDORSEMENT <br />This endorsement modifies insurance provided under the following: <br />BUSINESS AUTO COVERAGE FORM <br />With respect to coverage provided by this endorsement, the provisions of the BUSINESS AUTO COVERAGE <br />FORM and the ENHANCED COVERAGE ENDORSEMENT CA 957 apply unless modified by this <br />endorsement. <br />For any coverage listed below, this endorsement supersedes the BUSINESS AUTO COVERAGE FORM and/or <br />the ENHANCED COVERAGE ENDORSEMENT CA 957. Coverages are not cumulative. <br />A. EMPLOYEE HIRED AUTO <br />Under SECTION II — LIABILITY COVERAGE, A.1., Who Is An Insured, is amended by adding the <br />following paragraph: <br />g. When hired "autos" are covered for Liability Coverages under the Business Auto Coverage Form, <br />an "employee" of yours is an "insured" while operating an "auto" hired or rented under a contract or <br />agreement in that "employee's" name, with your permission, while performing duties related to the <br />conduct of your business. <br />B. COVERAGE EXTENSIONS - SUPPLEMENTARY PAYMENTS <br />Under SECTION II — LIABILITY COVERAGE, A.2., Coverage Extensions, a. Supplementary Payments, <br />paragraphs (2) and (4) are replaced by the following: <br />(2) Up to $3,000 for cost of bail bonds (including bonds for related traffic law violations) required <br />because of an "accident" we cover. We do not have to furnish these bonds. <br />(4) All reasonable expenses incurred by the "Insured" at our request, including actual loss of <br />earning up to $500 a day because of time off from work. <br />C. AMENDED FELLOW EMPLOYEE EXCLUSION <br />Under SECTION II — LIABILITY COVERAGE, B.5., Fellow Employee, is amended by adding the <br />following: <br />This exclusion does not apply if the "bodily injury" arises from the use of a covered "auto" you own or hire. <br />This coverage is excess over any other collectible insurance. <br />D. TOWING AND LABOR <br />Under SECTION III — PHYSICAL DAMAGE COVERAGE, A.2., Towing is amended to the following: <br />We will pay towing and labor costs incurred, up to the limit shown below, each time a covered "auto" of the <br />private passenger type or truck with a gross vehicle weight of 12,000 pounds or less is disabled by a cause <br />other than Collision. However, the labor must be performed at the place of disablement. <br />The most we will pay is $100 per disablement. <br />E. PHYSICAL DAMAGE — EXTENDED TRANSPORTATION EXPENSES <br />CA 133 (01/16) Includes Copyrighted Material of <br />Insurance Services Office, Inc., with its permission. <br />© Insurance Services Office, Inc., 2009 <br />