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K. BLANKET WAIVER OF SUBROGATION <br />SECTION IV - BUSINESS AUTO CONDITIONS, A.5. Transfer Of Rights Of Recovery Against <br />Others To Us is amended by adding the following: <br />We waive any right of recovery we may have against any person or organization because of <br />payments we make for "bodily injury" or "property damage" arising out of the operation of a <br />covered "auto" when you have assumed liability for such "bodily injury" or "property damage" <br />under an insured contract. <br />L. UNINTENTIONAL ERRORS OR OMISSIONS; OR FAILURE TO DISCLOSE HAZARDS <br />SECTION IV - BUSINESS AUTO CONDITIONS, B. General Conditions, 2. Concealment, <br />Misrepresentation Or Fraud, is amended by adding the following: <br />The unintentional omission of, or unintentional error in, any information given by you shall not <br />prejudice your rights under this insurance. However this provision does not affect our right to <br />collect additional premium or exercise our right of cancellation or non -renewal. <br />M. HIRED CAR - WORLDWIDE COVERAGE TERRITORY <br />SECTION IV - BUSINESS AUTO CONDITIONS, B. General Conditions, 2. Policy Period, <br />Coverage Territory is amended by adding the following: <br />We will pay all sums an "Insured" legally must pay as damage because of "bodily injury" or <br />"property damage" to which this insurance applies, caused by an "accident" which occurs outside <br />the United States of America, the territories and possessions of the United States of America, <br />Puerto Rico and Canada resulting from the operation, maintenance, or use of any covered "auto" <br />of the private passenger type you lease, hire, rent or borrow without a driver for 30 days or less. <br />With respect to any claim made or "suit' instituted outside the United States of America, the <br />territories and possessions of the United States of America, Puerto Rico and Canada: <br />(1) You shall undertake the investigation, settlement and defense of such claims and "suits" and <br />keep us advised of all proceedings and actions; <br />(2) You will not make any settlement without our consent; and <br />(3) We will reimburse you for: <br />(a) the amount of damages because of liability imposed upon you by law on account of <br />"bodily injury" or "property damage" to which this policy applies; <br />(b) all reasonable expenses incurred with our consent in connection with the <br />investigation, settlement or defense of such claims or "suits'; and <br />Our reimbursement obligation for the sum of all damages imposed on you and expenses <br />incurred by you shall be limited to the amount stated in the policy as the applicable limit of <br />our liability for damages. <br />REVIEWED & APPROVED <br />By WSk MANAGEMENT I71V1510N <br />T 019 <br />CA 957 11 13 ,NCIN If ftfAVEAL <br />Includes Copyrighted Material of Insurance Services Office, Inc., with its perm <br />Copyright, Insurance Services Office, Inc., 2001 <br />