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M <br />t <br />K. <br />L. <br />advertising Injury" arising out of their willful conduct, which Is defined as the purposeful or willful Intent to <br />cause "bodlly Injury" or "personal and advertising Injury", or caused In whole or In part by their Intoxica- <br />tion by liquor or controlled substances. <br />The coverage provided by provision J. Is excess over any other valid and collectable Insurance available to <br />your "employee", <br />NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES <br />Paragraph 3, of section II • Who Is An Insured Is replaced by the following; <br />3, Any organization you newly acquire or form and over which you maintain ownership or majority <br />Interest, will qualify as a Named Insured If there Is no other similar Insurance available to that <br />organization, However; <br />a, Coverage under this provision Is afforded only until the expiration of the policy period In <br />which the entity was acquired or formed by you; <br />b. Coverage A does not apply to "bodily Injury" or "properly damage" that occurred before you <br />acquired or formed the organization; and <br />c, Coverage B does not apply to "personal and advertising Injury' arising out of an offense <br />committed before you acquired or formed the organization. <br />d. Records and descriptions of operations must be maintained by the first Named Insured. <br />No person or organization Is an Insured with respect to the conduct of any current or past partnership, joint <br />venture or limited liability company that Is not shown as a Named Insured In the Declarations or qualifies <br />as an Insured under this provision. <br />FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES <br />Under Section IV - Commercial General Liability Conditions, the following Is added to Condition 6. Repre• <br />sometlons; <br />Your failure to disclose all hazards or prior 'occurrences" existing as of the Inception date of the policy <br />shall not prejudice the coverage afforded by this policy provided such fallure to disclose all hazards or <br />prior 'occurrences" Is not Intentional, <br />M, KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT <br />Under Section IV • Commerclal General Liability Conditions, the following Is added to Condition 2. Duties <br />In The Event of Occurrence, Offense, Claim or Suit: <br />Knowledge of an "occurrence", offense, claim or "suit' by an agent, servant or 'employed" of any <br />Insured shall not In Itself constitute knowledge of the Insured unless an Insured listed under Paragraph <br />1. of Section 11 • Who Is An Insured or a person who has boon designated by them to receive reports of <br />"occurrences", offenses, claims or "suits" shall have received such notice from the agent, servant or <br />"employee", <br />N, LIBERALIZATION CLAUSE <br />If we revise this Commercial General Liability Extension Endorsement to provide more coverage without <br />additional premium charge, your policy will automatically provide the coverage as of the day the revision Is <br />effective In your state. <br />O. BODILY INJURY REDEFINED <br />Under Section V • Definitions, Definition 3, Is replaced by the following: <br />or <br />sustained <br />3 "Bomental angily uish, mental ans physical shook, fright orsdeathl thataresults from bsuchperson. <br />physicall Injury,s Includes <br />noes or disease. <br />REVIEWED & APPROVILfu <br />® 2013 Llbsrty mutual Insurance <br />By 12is1< MANfAGEMrN' nNdsjnN <br />CG BB 10 04 13 Includes copyfightad material of Insurance Services Office, Ina, with Its permission, Page 7 of a i 2 19 <br />FRANCINppfE 1RViLLAREA►- <br />