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Business lnsumnoe <br />Employee Benefits <br />Auto <br />July 12, 2019 Home <br />CITY OF SANTA ANA <br />20 CIVIC CENTER PLAZA, M-24 <br />SANTA ANA, CA 92701 <br />Important Information Regarding Your Aetna Group Life and Disability Coverage <br />Dear Carrie Hanes, <br />The Hartford acquired Aetna's U.S. Group Life and Disability business on November 1, 2017, and is now the administrator <br />and reinsurer for this insurance coverage. As a result, your Group Life and Disability Insurance or service with Aetna will be <br />transitioned to The Hartford. Your coverage and service will terminate with Aetna on August 31, 2019, and become effective <br />with The Hartford on September 1, 2019, and your policy will reflect your choices and information on file with Aetna.' <br />An Easy Transition for Your Employees <br />Your employees will receive the same level of coverage with The Hartford, delivered with the Impeccable claims and service <br />experience for which we're recognized. If there is a current claim in process during the transition of coverage, this will cause <br />no disruption in claims service.2 Note that any life claim in progress on Aetna's Employee Secure Website needs to be <br />submitted before your policy transition date --September 1, 2019—to ensure the claim is processed. <br />Your New Group Benefits Experience <br />As a new customer of The Hartford, we would like to introduce you to our Flexible products, convenient self-service tools and <br />superior customer service. <br />You can look forward to a seamless transition along with unchanged premium rates/fees guaranteed through your current <br />rate guarantee period. <br />The Hartford's Ability Advantage® <br />As part of the upcoming transition of your Group Disability insurance from Aetna to The Hartford, your employees' claims will <br />be managed through The Hartford's Ability Advantage claims and absence management platform. There will be no disruption <br />in claims service during this transition. You and your employees can look forward to industry -leading benefits and absence <br />administration powered with state-of-the-art technology. <br />To enable early reported claims, we will transition open and historical disability claims approximately one month before your <br />transition date. This means that you should begin using our Ability Advantage platform on July 29, 2019 for policy <br />administration and claims management. We will be notifying claimants via a letter In mid -July. <br />Your user IDs and passwords will remain the same — and your active and historical claims detail will be available once your <br />claims have transitioned. You should continue to log in to Aetna's site until your claims have been transitioned to The <br />Hartford's Ability Advantage. <br />Your new experience includes the following new URI_ for claim self-service as well as a new phone number for your <br />employees on claim. <br />https://abilityadvantage.thehartfoi d. coin <br />888-301-5615 <br />Your transition to The Hartford's Ability Advantage platform will provide you many new services, capabilities and areas of <br />expertise in the future. See the enclosed document to understand your online experience beginning July 29. <br />Product Comparison Guide <br />There are certain instances where Aetna's policies may differ from The Hartford's. The Group Life and Disability products arc <br />similar in their coverage, but there is some differentiation between contracts. A comparison of key differences in The Hartford <br />and Aetna policies is enclosed for your reference? <br />55A-19 <br />