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EFFECTIVE DATE 9130=20 TO W30)2021
<br />POLICY NUMBER :59LJENFN6060
<br />If an "etnpIcjye(-,,'�4i" porsonN insur;,,irv,le Ell-,o
<br />applies on all oxcess basis to 2 covere(J "auto'"
<br />hired or rented by your "employee" on your
<br />behalf and,, at your dirrctJon, this insuraricx,, wifl
<br />b (3 pi i ni ary to t1od, tsmploy'ete"s`"
<br />insurance.
<br />3, AMENDED FELLOW EMPLOYEE EXCLUSION
<br />EXGILUSION 5, - FELLOW EIVIPI.OYEE - of
<br />SECTION 11 - LIABIL11Y COVERAGE does not
<br />apply if you have viorkers' compensation
<br />lrisurarwe in force covering 1111 Of Y,'.)Lll'
<br />Coverage is mcr any other, collectible
<br />insurainre.
<br />4. HIRED AUTO PHYSICAL DAMAGE COVERAGE
<br />It hired "autos" are covered for [Jablility
<br />Coverage ioritl if Comprehensive, Specified
<br />Causes or tna, or CDIIiGi011 are
<br />provided und6,,,r this Coverage Forria for any
<br />"I al-ftr)" Y00 owri, then the Physio;'111 Damage
<br />Coverages provided are extended teaYOU
<br />hire or borrow, k) the follo%ving limil.
<br />The most we will P.oy For 1,033" to any hir(xi
<br />11 auto", is:
<br />0) 5100,0001
<br />(2) The orJucil cash value of 11,ie darnaged or
<br />Stolon property at the timf,, of i[lo "loss": or
<br />(3) 1he ct)c,,t of r(,,pajl-jjjg or lepjr,.,torrjg the
<br />darn,,)ged tar ;stolen property,
<br />whichever is snnded, ri-iinus as deductible The
<br />doductibip will taco ,pqual to the, iargest: dexdu�jihle
<br />aplobcable lo, any owner] "auto" for that
<br />coverage. No, rfe-ductible applies to 10$$" GaUsod
<br />by fire or lightning, Filred ALItO Phy-1JC,1i1 Darnage
<br />coverage is (,:Xces�i over any other collecfible
<br />insurance. Subjoct to the above limit, di-dUctible
<br />and eycesq proviuions, we will provide (;(average
<br />eqUal to the bro,,,,Wost c-ovorage applioabk., to any
<br />covered "auto" you civ;n.
<br />We will also cover kn�;s Of LISO Of the hire(f "auto"
<br />if it reSLJIt9 tron) �,,jn "accidemV, you are k.,qp-Wy
<br />liable and the les,,k(,)r 'muurb an aCtLial fin atmial
<br />loss, subject to 1"1Nr1Xil'r1UM Of $1000 r)(.,,,r
<br />"accident".
<br />This extensiion of coverage, does not apply, tea
<br />,Irly "EOUtO` YOU hire or borrow from any of your
<br />.. err#oyoes", partner,,, (if you are a partnership),
<br />niernbers iif You are ,,) lirnilud liability cornpariy),
<br />or members of their
<br />S. PHYSICAL DAMAGE ADIDITIONAL
<br />TEMPORARY TRANSPORTATION EXPENSE
<br />COVERAGE
<br />Flaragraph AA.a. of SECTION III - PI-lYSiCAll,
<br />DAMAGE COVERAGE is arrit,)nded 10 pruvide, a
<br />fin'ut of S50 per day arl,d ,:1 n1aXiIIII-1111 liffA Of
<br />$1,000,
<br />E. LOA.WLEA$E GAP COVERAGE
<br />Under SECTION [,11 -- PHYSICAL DAMAGE
<br />COVERAGIE, i:n lhm ! everit of a total "Ifxs's" to a
<br />GOW.31-03d "al-Ift)", WO Will pay your additional legal
<br />ob4qation for any difforonce between the actual
<br />c*mh value of the "aufij" 1-at jho ijille oftjjk�
<br />an(,'] tho "outstanding of the loar&,,,aso,
<br />'"OUtStanding balance," means the aMOLIlIt YOU
<br />owe on, the lozin/loase at the tirrw,,, of `ioss" less
<br />any arnount;, ri.,)pressnfing taa9 (-s, overdue
<br />payments; penalties, interest or charges
<br />resulting frorn overdue payrn(-�iits: additmna0
<br />i-nileage excess wear and lei�jr charges;
<br />IT)aSe tern*r1afi0,r) ft,'03; SeCIL111ty (*Iposils not
<br />returned by Me lessor, costs for (:extended
<br />warranties, credit ffife, Insurance, health, accident
<br />ar d"sability insuranno pli,rchased with the loan or
<br />lc,aae: and carry-over balances frorr, prev�10Us
<br />loans or leases.
<br />Un(R,',1 Par',191-@Ph E. FXCI-USIONS of
<br />SECTION III - PHYSICAL DAMAGE
<br />COVERAGE, the, follolvirig i.,-,
<br />"I'he enlu-,,Jon relating to rneft,rnica] breakdown
<br />does not ;,"[:)Ply to the accildent-'al disdmirge of an
<br />airoag.
<br />a, ELECTRONIC EQUIPMENT , BROADENED
<br />COVERAGE
<br />-the axceptior)a�; to Paragraphs BA -
<br />EXCLUSIONS - Of SECTt,01\1 III - PHYSICAL
<br />DAMAC,,E COVERAGE are replar,.ed by the
<br />fOlIDWing:
<br />Exclusions 4,c. an,d 4A. do not api-Ay to
<br />equipment designod to be, operattd <.jolely
<br />by use of file po,wcir froni the
<br />electrical systorn iflat, at the time of "loss",
<br />is:
<br />(1) Permanently inutaked !in or, upoh'
<br />the covere(] ",nuto"�
<br />(2) Removable from as hOLISIFig Ul"W
<br />which is pPrman(-.,,,n0y hstalled iri
<br />Or Upeon 4w, (;oviered "auti)",
<br />(3) An integra:1 part of the same Unit
<br />housung an y electrorlic
<br />equips Brit descrlb,pd in
<br />Paragraphs (1) and (2) abovc,: or
<br />Risk Mamgement Dimsian
<br />RwEWED & APPROVED BY.
<br />201 '1 7 The K.,.w.foi d (Indudes lxipyrighted material F44ftU4 Z VXAAd
<br />Form HA 99 16 03 12 (if ISO, Properties, Inc , Wi0i its permission.) ZOOM Risk Management Analy5t
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