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location, or the general aggregate limit shall be twice the required <br />occurrence limit. <br />ii. Automobile Liability: $1,000,000 per accident for bodily injury and <br />property damage. <br />Workers' Compensation: Shall be furnished in accordance with <br />statutory requirements of the State of California and shall include <br />Employer's Liability coverage of $1,000,000 per accident for bodily <br />injury or disease. <br />iv. Professional Liability or Errors and Omissions Liability: $1,000,000 <br />per claim, with a $2 million aggregate. <br />e. Deductibles and Self -Insurance Retentions: Any deductibles or self -insured <br />retentions must be declared to and approved by Metropolitan. At the option of <br />Metropolitan, either: the insurer shall reduce or eliminate such deductibles or <br />self -insured retentions as respect to Metropolitan, its officers, officials, <br />employees, <br />agents and volunteers; or <br />the Agency shall provide <br />a financial <br />guarantee <br />satisfactory to Metropolitan <br />guaranteeing payment of <br />losses and <br />related investigations, claim administration and defense expenses. <br />f. Verification of Coverage: Agency shall furnish Metropolitan with original <br />certificates and amendatory endorsements affecting coverage required by this <br />clause. The endorsements and certificates are to be received and approved by <br />Metropolitan prior to the commencement of work. Metropolitan reserves the <br />right to require complete, certified copies of all required insurance policies, <br />including endorsements affecting coverage, and coverage binders required by <br />these specifications at any time. <br />g. Acceptability of Insurers: Insurance is to be placed with California admitted <br />insurers with a current A.M. Best's rating of no less than A:VIII. A non -admitted <br />carrier may be used with prior approval from Metropolitan, with an A.M. Best <br />City of Santa Ana 14 Agreement No. 189280 <br />