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EXHIBIT A-1 <br />Fair Housing Council of Orange County <br />Regional Analysis of Impediments to Fair Housing <br />Scope of Work <br />Progress Report <br />This Work Task includes an assessment of the progress made in eliminating or ameliorating the <br />regional impediments identified in the 2005 AI. The private and public impediments included the <br />following: <br />Private Impediments <br />1. Population and local government cannot differentiate between housing provision vs. <br />discrimination. <br />2. Housing industry discrimination: zoning, insurance, appraisals, advertising. <br />3. "Color" blind policy causes disparate impact (i.e., credit scores in determining a persons <br />insurability and occupancy restrictions. <br />4. Employer lack of supports results in segregated housing. <br />5 High loan denial rates are x3 among upper income Blacks and X2 for equally situated <br />Hispanics. <br />Public Impediments <br />6. CRA funds are not targeted in ways assisting <br />home ownership and financial stability. <br />7. Some jurisdictions underestimate the extent of <br />paying fair share of services provided by OCFHC, <br />Community Outreach <br />low-income persons and neighborhoods in <br />discrimination; therefore, reducing or not <br />Three community outreach meetings will be conducted in order to obtain resident input on fair <br />housing concerns. The meetings will be held in middle to late January 2010. The community <br />outreach meetings will be held in three different locations within the region in order to attract <br />residents from as many jurisdictions as possible. <br />Community Profile <br />This Work Task will include an update of the tables and analysis contained in Sections 2, 3, 4 and <br />5 of the 2005 AI. Attachment A describes the tables that will be updated, as well as the data <br />sources, for each Section. The key data sources include Census 2000, CHAS, California <br />Department of Finance and the 2006-2008 American Community Surveys. Attachment B lists of <br />the cities covered by the American Community Surveys. <br />The 2006-2008 and 2008 American Community Surveys will be used to update data on <br />characteristics that relate to the protected groups including the following: <br />• Disabled <br />• Race <br />• Hispanic or Latino and Race <br />• Families with Children <br />• Speak English Less than Very Well <br />