ORANGE COUNTY FAIR HOUSING COUNCIL (CDBG)

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location of affordable housing will be compared to the areas of low income and minority concentrations. Private Sector Impediments Review of housing discrimination complaints. This Work Task will involve an analysis of housing discrimination complaints filed by residents of the entitlement cities and Urban County. The period of analysis will cover 2004-2009 and include a trends analysis of the number and bases for the discrimination complaints. The housing discrimination data will be provided by the Fair Housing Council and to the extent necessary will be obtained from the State Department of Fair Employment and Housing and HUD. Review and analysis of real estate advertising. This Work Task involves a review of for rent and for sale advertising to determine if limitations on the availability of housing are stated which violate fair housing laws. A review of will be completed of ads placed over a two month period (8 editions) in the Los Angeles Times and Orange County Register as well as local newspapers to the extent possible. Additionally, ads placed in the For Rent Magazines and Homes for Sale Magazines will be reviewed and analyzed for purposes of identifying the use of discriminatory terms. Review and analysis of hate crimes trends. This Work Task involves the collection and analysis of hate crimes as well as the location of the hate crimes. The following tables will be developed based on statistics compiled by the Office of the State Attorney General: ✓ California Hate Crime Events and Bias Motivations — 2004-2008 ✓ California Location of Hate Crime Events — 2004-2008 ✓ Number of Hate Crime Events by City — 2004-2008 The frequency of hate crime events that occur at a residential location will be estimated on the basis Statewide percentage. In addition, this Work Task will identify resources that can address the needs of hate crime victims. Review and analysis of discriminatory lending This Work Task will update the HMDA tables found in Section 6 of the 2005 Al. The 2008 HMDA denial rates will be computed at the census tract level and also aggregated to the city level. Instances of high denial at the city/census tract level will be identified in a table. In addition, the HMDA data will be used to prepare the following two tables: ✓ Denial rates by race/ethnicity for FHA, conventional, refinance and home improvement loan applications ✓ Reasons for loan denials by race/ethnicity for FHA, conventional, refinance and home improvement loan applications Additionally, a comparison of the census tracts with high denial rates will be compared to the low income and minority characteristics of each census tract. A determination will be made of whether there is a strong correlation between loan denial rates and the low income/minority characteristics of the census tracts with high loan denial rates.