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1400 <br />HISCOX MY <br />General Liability Coverage Part (Occurrence) <br />A person or organization may sue us to recover on an agreed settlement or final judgment against <br />you, but we will not be Ilable for damages that are not covered under this Coverage pad or that <br />are In excess of the applicable limits, An agreed settlement means a settlement and release of <br />Ilability signed by us, you, and the claimant or claimants legal representative. <br />D. Other insurance <br />For purposes of this Coverage Part, the Other Insurance provision In Sectlon V. Other provisions <br />affecting coverage, of the General Terms and Conditions Is replaced by the following: <br />If other valid and collectible Insurance Is available to you for a claim we would otherwise cover <br />under this Coverage Part, our obligations are limited as follows; <br />1. Primary Insurance - This Coverage Part Is primary except when the Excess Insurance <br />provision below applies. If this Coverage Part is primary, our obligations are not affected <br />unless any of the other Insurance Is also primary. Than, we will share with any other <br />Insurance by the method described In the Method of sharing provision below. <br />2. Excess Insurance -This Coverage Part Is excess over any other Insurance, whether <br />primary, excess, contingent, or on any other basis: <br />a. that provides fire, extended coverage, builder's risk, Installation risk, or similar <br />coverage for your work; <br />b. that applies to property damage to premises rented to you or temporarily occupied by <br />you with permisslon of the owner; <br />c, if the loss arises out of aircraft, autos, or watercraft (to the extent not subject to <br />Exclusion A. 1. Aircraft, autos, or watercraft); <br />d. that Is Insurance available to you because you have been added as an additional <br />Insured. <br />When this Coverage Part Is excess, we have no duty to defend you against any claim if any <br />other insurer has a duty to defend you against such claim. If no other Insurer defends, we <br />Wil undertake to do so, but we will be entitled to your rights against those other Insurers. <br />When this Coverage Part Is excess over other Insurance, we will pay only our sham of the <br />amount of loss, If any, that exceeds the sum of: <br />a. the total amount that all other Insurance would pay for loss in the absence of this <br />Coverage Part; and <br />b. the total of all deductible and self -Insured amounts under all other insurance and this <br />Coverage Part. <br />We will share the remaining loss, if any, with any other Insurance that Is not described in this <br />Excess insurance provision and was not purchased or agreed specifically to apply In excess <br />of this Coverage Part. <br />3. Method of sharinc <br />If all of the other Insurance permits contribution by equal shares, we will contribute by equal <br />shares. Under this method, each Insurer contributes equal amounts until It has paid Its <br />applicable limits or none of the loss remains, whichever occurs first. <br />If any other Insurance does not permit contribution by equal shares, we will contribute by <br />limits. Under this method, each insurer's share is based on the ratio of Its applicable limits to <br />the total applicable limits of all Insurers. <br />E. Separation of Insureds Except with respect to the limits and any rights or duties specifically assigned to the named <br />Insured, this Coverage Part applies separately to each Insured against whom a claim Is made or <br />brought. <br />VI. Exclusions — <br />What Is not <br />covered <br />Inoludes opydgh material Ci insurance <br />Service <br />WCL ne0e2 OW (iW1 A) O(fiCCs, In ., with Its peimisslon <br />ruse y of is <br />� �ij� <br />