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or transmits audio, visual or data <br />signals and that is not designed <br />solely for the reproduction of <br />sound. This coverage applies <br />only if the equipment is <br />permanently installed in the <br />covered "auto" at the time of the <br />"loss" or the equipment is <br />removable from a housing unit <br />which is permanently installed in <br />the covered auto at the time of <br />the "loss", and such equipment is <br />designed to be solely operated by <br />use of the power from the "auto s" <br />electrical system, in or upon the <br />covered "auto", including its <br />antennas and other accessories. <br />However , this does not include <br />tapes, records or discs. <br />The exclusions that apply to <br />PHYSICAL DAMAGE COVERAGE, <br />except for the exclusion relating to <br />Audio, Visual and Data Electronic <br />Equipment, also apply to coverage <br />provided herein. In addition, the <br />following exclusions apply: <br />We will not pay , under this <br />coverage, for either any electronic <br />equipment or accessories used <br />with such electronic equipment <br />that is: <br />Necessary for the normal <br />operation of the covered <br />"auto" or the monitoring of <br />the covered "autos" <br />operating system; or <br />equipment is permanently <br />installed in the covered <br />"auto", and <br />b. Permanently installed <br />in the opening of the dash <br />or console normally used <br />by the manufacturer for <br />the installation of a radio. <br />With respect to coverage herein, <br />the LIMIT OF INSURANCE <br />provision of PHYSICAL DAMAGE <br />COVERAGE is replaced by the <br />following: <br />The most we will pay for all <br />"loss" to audio, visual or data <br />electronic equipment and any <br />accessories used with this <br />equipment as a result of any <br />one "accident" is the lesser of <br />a. The actual cash value of <br />the damaged or stolen <br />property as of the time of <br />the "loss"; or <br />b. The cost of repairing or <br />replacing the damaged or <br />stolen property with other <br />property of like kind and <br />quality; or <br />c. $500. <br />2. An adjustment for <br />depreciation and physical <br />condition will be made in <br />determining actual cash value <br />at the time of the "loss", <br />3. Deductibles applicable to <br />2. Both: <br />PHYSICAL DAMAGE <br />COVERAGE, do not apply <br />a. An integral part of the <br />to this Audio, Visual and Data <br />same unit housing any <br />Electronic Equipment <br />sound reproducing <br />Coverage. <br />equipment designed <br />solely for the <br />If there is other coverage provided <br />reproduction of sound if <br />by this policy for audio, visual and <br />the sound reproducing <br />data electronic equipment, the <br />coverage provided herein is <br />Includes copyrighted material of Insurance Services Office, Inc. with its p <br />Copyright, Insurance Services Office, Inc., 1996 <br />461-0155 (9-97) <br />RA MmRgamed Division <br />REVIEWED & APPROVED BY.- <br />o <br />�� <br />Risk Management Analyst <br />