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5. Transfer Of Rights Of Recovery <br />Against Others To Us <br />If any person or organization to or <br />for whom we make payment <br />under this Coverage Form has <br />rights to recover damages from <br />another, which have not been <br />waived through the execution of <br />an "insured contract', written <br />agreement, or permit, prior to the <br />"accident" or "loss" giving rise to <br />the payment, those rights to <br />recover damages from another <br />are transferred to us. That person <br />or organization must do <br />everything necessary to secure <br />our rights and must do nothing <br />after the "accident' or "loss" to <br />impair them. <br />18. UNINTENTIONAL FAILURE TO <br />DISCLOSE INFORMATION <br />The following is added to SECTION IV <br />BUSINESS AUTO CONDITIONS. B. <br />General Conditions, paragraph 2. <br />Concealment, Misrepresentation Or Fraud <br />Your unintentional error in disclosing, <br />or failure to disclose, any material fact <br />existing after the effective date of this <br />Coverage Form shall not prejudice <br />your rights under this Coverage Form. <br />However, this provision does not affect <br />our right to collect additional premium <br />or exercise our right of cancellation or <br />nonrenewal. <br />r,e <br />Hanover <br />Insurance Graup.- <br />AW3D995243 1001572 <br />19. HIRED AUTO - WORLDWIDE <br />COVERAGE <br />The following is added to SECTION IV - <br />Business Auto Conditions, B. General <br />Conditions, paragraph 7. Policy Period, <br />Coverage Territory provision: <br />e. Outside the coverage territory <br />described in a., b., c,, and d. <br />above for an "accident" or "loss" <br />resulting from the use of a <br />covered "auto' you hire, without a <br />driver, or your employee hires <br />without a driver, at your direction, <br />for the purpose of conducting your <br />business, for a period of 30 days <br />or less, provided the suit is <br />brought within The United States <br />of America or its territories or <br />possessions. <br />SECTION V - DEFINITIONS <br />20. MENTAL ANGUISH <br />Paragraph C. 'Bodily injury", SECTION V - <br />DEFINITIONS is replaced by the following: <br />C. "Bodiiy injury" means bodily injury, <br />sickness or disease sustained by a <br />person including death or mental <br />anguish resulting from any of these. <br />Includes copyrighted material of Insurance Services Office, Inc. with its p <br />Copyright, Insurance Services Office, Inc., 1996 <br />461-0155 (9-97) <br />taskMmWmedDMsian <br />REVIEWED & APPROVED BY. - <br />Risk Management Analyst <br />