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excess. However, you may elect <br />to apply the limit or any portion <br />thereof of coverage provided <br />herein to pay any deductible that <br />is applicable under the provisions <br />of the other coverage. <br />12. RENTAL REIMBURSEMENT and <br />MATERIAL TRANSFER EXPENSE <br />The following is added to SECTION III <br />PHYSICAL DAMAGE COVERAGE, A. <br />COVERAGE: <br />7. Rental Reimbursement and <br />Material Transfer Expense <br />This coverage provides only those <br />Physical Damage Coverages <br />where a premium is shown in the <br />Declarations. It applies only to a <br />covered "auto' described or <br />designated to which the Physical <br />Damage Coverages apply. <br />We will pay for auto rental <br />expenses and the expenses, <br />incurred by you because of "loss" <br />to a covered "auto", to remove <br />and transfer your materials and <br />equipment from the covered <br />"auto" . Payment applies in <br />addition to the otherwise <br />applicable amount of each <br />coverage you have on a covered <br />"auto". No deductibles apply to <br />this coverage. <br />We will pay only for those auto <br />rental expenses incurred during <br />the policy period beginning 24 <br />hours after the "loss" and ending, <br />regardless of the policy s <br />expiration, with the lesser of the <br />following number of days: <br />The number of days <br />reasonably required to <br />repair or replace the <br />Hanover <br />Insurance Graup.- <br />AW3D995243 1001572 <br />cove red"auto". If loss is <br />caused by theft, this <br />number of days is added <br />to the number of days it <br />takes to locate the covered <br />"auto" and transport it to a <br />repair shop. <br />2. 60 days. <br />Our payment is limited to the <br />lesser of the following amounts: <br />1. Necessary and actual <br />expenses incurred, <br />including loss of use. <br />2. $3000. <br />This auto rental expense coverage <br />does not apply while there are <br />spare or reserve "autos" available <br />to you for your operations. <br />If "loss" results from the total theft <br />of a covered "auto' of the private <br />passenger type, we will pay under <br />this coverage only that amount of <br />your rental reimbursement <br />expenses which is not already <br />provided for under the SECTION <br />III - PHYSICAL DAMAGE <br />COVERAGE, A. 4. Coverage <br />Extension. <br />13. AIRBAG COVERAGE <br />The following is added to SECTION III - <br />PHYSICAL DAMAGE COVERAGE, B. <br />Exclusions, paragraph 3. <br />The portion of this exclusion relating to <br />mechanical or electrical breakdown does <br />not apply to the accidental discharge of an <br />airbag. This coverage is excess of other <br />collectible insurance or warranty. No <br />deductible applies to this Airbag <br />Coverage. <br />Includes copyrighted material of Insurance Services Office, Inc. <br />Copyright, Insurance Services Office, Inc., 199 <br />461-0155 (9-97) <br />with its PE _ �> nto�eor <br />6 � %a�ri �e`errQars <br />Risk NFanagement Cl eriral Aide <br />