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15), Transfer 0,11" Rights Of Recovery
<br />Against 01-ift-ters, 11 c, Us
<br />�if any person or oi ganization to or
<br />for whiorn we rnake payment
<br />under tl,,iis Coveraga,, Form has
<br />rights to recover rJarnages from
<br />anothcar,, whicl,-u have not be(-,,�n
<br />waived thi ough the execuflorn of
<br />an "insured contract", wrMen
<br />agreement, or permit, pr�or to the
<br />'I'ac6iderit" or "i gVnig dse to
<br />the payment, those nights tic)
<br />recover darnages frorn another
<br />are transferred to us. "Piat p(rsioni
<br />or organzaflon n-it.jst. do
<br />everything necessary to secure
<br />our rilghts, and rnust do nothing
<br />after tine "acciderilt" or "'loss" to
<br />VrnpaGr thern.
<br />18. UNINTENTIONAL FAILURE TO
<br />DISCLOSE INFORMATION
<br />The following is added to SECTION IV
<br />BUSINESS AUTO CONDITIONS. B.
<br />General Conditions, paragraph 2.
<br />Concealment, Misrepresentation Or Fraud
<br />Your unintentional error in d1sclosing,
<br />or failure to disclose, any material fact
<br />existing after the effective date of this
<br />Coverage Form shall not prejudice
<br />your rights under this Coverage Form,
<br />However, this provision does not affect
<br />our right to collect additional premium
<br />or exercise our right of cancellation or
<br />nonrenewal.
<br />4 Hanover
<br />Insurance GrULIP
<br />AW3D995243 1001572
<br />19, HIRED AUTO, -
<br />COWE'24GIE
<br />The following is added to SECTION IV -
<br />Business Auto Conditions, B. General
<br />Conditions, paragraph 7. Policy Period,
<br />Coverage Territory provision:
<br />e. Outside the coverage territory
<br />described in a,, b,, c., and d,
<br />above for an "accident" or "loss"
<br />resulting from the use of a
<br />covered "auto" you hire, without a
<br />driver, or your employee hires
<br />without a driver, at your direction,
<br />for the purpose of conducting your
<br />business, for a period of 30 days
<br />or less, provided the suit is
<br />brought within The United States
<br />of America or its territories or
<br />possessions.
<br />SECTION V - DEFINITIONS
<br />20. MENTAL ANGUISH
<br />Paragraph C. "Bodily Injury", SECTION V -
<br />DEFINITIONS is replaced by the following:
<br />C. ""Bodily injury"' means bodily injury,
<br />sickness or disease sustained by a
<br />person including death or mental
<br />anguish resulting from any of these.
<br />Includes copyrighted material of Insurance Services Office, Inc. with
<br />Copyright, Insurance Services Office, Inc., 1996
<br />its
<br />RAMuagmudDlMsian
<br />o iREVIEWED & APPROVED BY.
<br />A4+e Aeevaa
<br />Risk Management Specialist
<br />y
<br />
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